15643 Paddock Dr, Montverde, FL 34756 Property Records

Lake County property record for 15643 Paddock Dr, Montverde, FL 34756

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,614 sqft · built 1994
Lot Size	1.01 acres (44,098 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Feb 2026)
Tax Bill	$3,572 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-22-26-1505-000-00700`

Property Details

APN / Parcel Number

Primary APN	`10-22-26-1505-000-00700`
Alternative APNs	`262210150500000700` `3325257`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,614 sqft Living Area
Gross Area	3,142 sqft
1st Floor Area	2,614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	44,098 sqft (1.01 acres)
Lot Dimensions	255 ft deep x 173 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	784 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3325257
Street Address	15643 PADDOCK DR
City	MONTVERDE
State	FL
Zip	34756-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRAILS OF MONTVERDE 1ST ADD LOT 7 PB 31 PGS 81-82 ORB 3745 PG 359 ORB 5089 PG 2311 ORB 5135 PG 1852 ORB 5136 PG 1836
Legal Range	26E
Legal Township	22S
Legal Section	10
Legal Subdivision	TRAILS OF MONTVERDE 1ST ADD
Legal Tract	1505
Legal Lot Number	7
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1016
Census Tract	31301

Owner

15643 Paddock Dr is owned and occupied by an individual who bought it in February 2026.

Source: Lake County records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	15643 PADDOCK DR, MONTVERDE, FL 34756-3337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Warranty Deed, Transfer · VA Mortgage AXOS BANK
Jul 10, 2018	Warranty Deed LAWYERS TITLE
Jul 9, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOS ANGELES POLICE CU
Apr 4, 2018	Quit Claim Deed, Transfer LP TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2026 · Amount on File
Deed Sale	Feb 18, 2026 · Amount on File
Prior Sale	Jul 10, 2018 · Amount on File
Deed Document Number	202619560
Deed Book / Page	6683 / 1936
Prior Transfer Date	Feb 10, 2026
Prior Transfer Doc	0066831936
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 18, 2026
Property Address	15643 PADDOCK DR, MONTVERDE, FL 34756-3337
Document Number	0066831936
Book / Page	6683 / 1936
Map Reference	MB 31 PG 81&82
Instrument Date	Feb 10, 2026
Instrument	2026019560
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12419 PRAIRIE FALCON RD, WEEKI WACHEE, FL 34614-3090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15643 PADDOCK DR, MONTVERDE, FL 34756-3337

Mortgage

Document Number	0066831938
Date	Feb 18, 2026
Instrument	6683/1938

Lender

Name	AXOS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

July 2018: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 10, 2018
Property Address	15643 PADDOCK DR, MONTVERDE, FL 34756-3337
Document Number	0051361836
Book / Page	005136 / 001836
Instrument Date	Jun 28, 2018
Instrument	79161
Record Updated	Jul 20, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$549.28
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15643 PADDOCK DR MONTVERDE FL 347563337, MONTVERDE, FL 34756-3337

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jul 9, 2018
Property Address	15643 PADDOCK DR, MONTVERDE, FL 34756-3337
Document Number	0051351852
Book / Page	005135 / 001852
Instrument Date	Jun 28, 2018
Instrument	78376
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15643 PADDOCK DR MONTVERDE FL 347563337, MONTVERDE, FL 34756-3337

Mortgage

Document Number	51351855
Date	Jul 9, 2018
Book Page	005135/001855
Instrument	78377

Lender

Name	LOS ANGELES POLICE CU
Type	Credit Union
Address	VAN NUYS, CA 91406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Apr 4, 2018
Property Address	15643 PADDOCK DR, MONTVERDE, FL 34756-3337
Document Number	0050892311
Book / Page	005089 / 002311
Instrument Date	Mar 28, 2018
Instrument	38522
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	LP TITLE SERVICES LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15643 PADDOCK DR MONTVERDE FL 347563337, MONTVERDE, FL 34756-3337

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,850 (+2.9%)	$530,454 (-0.05%) Land $140,000 Building $390,454
2025		$259,330 Land $140,000 Building $119,330	$530,720 Land $140,000 Building $390,720
2024	$3,572.00 (+7.92%)
2023	$3,310.00 (+7.57%) Homeowner's exemption	$244,690 (+3%)	$454,153 (+0.06%) Land $78,000 Building $376,153
2022	$3,077.00 Homeowner's exemption	$237,570	$453,887 Land $78,000 Building $375,887

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15643 Paddock Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15643 Paddock Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVERDE WATER DEPARTMENT (2WPS) serves 1,198 people · EPA ID FL3350847
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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