15636 Paddock Dr, Montverde, FL 34756 Property Records

Lake County property record for 15636 Paddock Dr, Montverde, FL 34756

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,474 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Aug 2015)
Tax Bill	$5,324 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-22-26-1505-000-01200`

Property Details

APN / Parcel Number

Primary APN	`10-22-26-1505-000-01200`
Alternative APN	`3503961`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,474 sqft Living Area
1st Floor Area	2,538 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2020
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Lot Width	150 ft Width
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	465 sqft
Porch	Open Porch
Porch Area	714 sqft
Utility Building	756 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3503961
Street Address	15636 PADDOCK DR
City	MONTVERDE
State	FL
Zip	34756-3338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRAILS OF MONTVERDE 1ST ADD LOT 12 PB 31 PGS 81-82 ORB 4672 PG 196
Legal Range	26E
Legal Township	22S
Legal Section	10
Legal Subdivision	TRAILS OF
Legal Tract	1505
Legal Lot Number	12
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1015
Census Tract	31301

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15636 PADDOCK DR, MONTVERDE, FL 34756-3338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 24, 2020	Deed of Trust, Mortgage · VA Mortgage FINANCEMYHOME.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2015 · Amount on Record
Deed Sale	Aug 31, 2015 · Amount on Record
Prior Sale	Aug 29, 2002 · Amount on Record
Deed Document Number	2015094706
Deed Book / Page	4672 / 0196
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	15636 PADDOCK DR, MONTVERDE, FL 34756-3338
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15636 PADDOCK DR, MONTVERDE, FL 34756-3338

Mortgage

Document Number	0056890639
Date	Apr 16, 2021
Book Page	5689/639
Instrument	2021052551

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jun 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	15636 PADDOCK DR, MONTVERDE, FL 34756-3338
Document Number	0054490194
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15636 PADDOCK DR MONTVERDE FL 347563338, MONTVERDE, FL 34756-3338

Mortgage

Document Number	0054490194
Date	Apr 1, 2020
Book Page	005449/000194
Instrument	39096

Lender

Name	FINANCEMYHOME.COM
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$396,340 (+5.98%) Land $140,000 Building $256,340	$590,951 (+14.36%) Land $140,000 Building $450,951
2024	$5,324.00 (+5.91%)
2023	$5,027.00 (+5.76%) Homeowner's exemption	$373,960 (+3%)	$516,764 (+0.36%) Land $78,000 Building $438,764
2022	$4,753.00 Homeowner's exemption	$363,070	$514,929 Land $78,000 Building $436,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVERDE WATER DEPARTMENT (2WPS) serves 1,198 people · EPA ID FL3350847
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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