1564 Rector St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 1564 Rector St, Granite Falls, NC 28630 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2008
Lot Size	0.455 acres (19,800 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Oct 2025)
Tax Bill	$1,803 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Oct 2025 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11 24 1 64`

Property Details

APN / Parcel Number

Primary APN	`11 24 1 64`
Alternative APN	`170579`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Heated Area
Gross Area	1,488 sqft
1st Floor Area	1,232 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	19,800 sqft (0.455 acres)
Lot Dimensions	198 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Deck Area	128 sqft
Patio Area	228 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	170579
Street Address	1564 RECTOR ST
City	GRANITE FALLS
State	NC
Zip	28630-9236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2009 PG 956 YR 21 ST 324.00
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

Source: Caldwell County records · APN 11 24 1 64

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2045 16TH ST NE, HICKORY, NC 28601-2153
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2025	Deed of Trust, Mortgage UNITED COMMUNITY BANK
Oct 13, 2025	Public Action, Foreclosure · Seller Carry-Back JUDITH SMITH
Jan 19, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2025 · Amount on Record
Deed Sale	Oct 13, 2025 · Amount on Record
Prior Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	202510111836
Deed Book / Page	2147 / 605
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1564 RECTOR ST, GRANITE FALLS, NC 28630-9236
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021390284
Date	Jul 07, 2025
Book Page	2139/284
Instrument	10108451

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	1078 BRAWLEY SCHOOL RD, MOORESVILLE, NC 28117

Agreement

Amount	Amount Recorded
Term	299 Months
Due	Jun 21, 2050

October 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CALDWELL NC
Recording Date	Oct 13, 2025
Property Address	1564 RECTOR ST, GRANITE FALLS, NC 28630-9236
Document Number	0021470605
Book / Page	2147 / 605
Instrument Date	Oct 13, 2025
Instrument	10111836
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1226 OAKLAWN ST SE, LENOIR, NC 28645-6250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 16TH ST NE, HICKORY, NC 28601-2153

Mortgage

Document Number	0010111837
Date	Oct 13, 2025
Instrument	10111837

Lender

Name	JUDITH SMITH
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jan 19, 2021
Property Address	1564 RECTOR ST, GRANITE FALLS, NC 28630-9236
Document Number	0010052678
Book / Page	002009 / 000956
Instrument Date	Jan 19, 2021
Instrument	10052678
Transaction Type	Transfer
Record Updated	Feb 05, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1564 RECTOR ST GRANITE FALLS NC 286309236, GRANITE FALLS, NC 28630-9236

Mortgage

Document Number	10052679
Date	Jan 19, 2021
Book Page	002009/000959
Instrument	10052679

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,803.00 (+67.1%)	$220,300 (+68.43%) Land $13,300 Building $207,000	$220,300 (+68.43%) Land $13,300 Building $207,000
2024	$1,079.00 (+4.55%)
2023		$130,800 (-) Land $13,300 Building $117,500	$130,800 (-) Land $13,300 Building $117,500
2022	$1,032.00	$130,800 Land $13,300 Building $117,500	$130,800 Land $13,300 Building $117,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270308011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024, other causes, Tropical Storm Helene

Wildfire

Wildfire Risk	Low above 37% of the US · above 53% of North Carolina
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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