Caldwell County property record for 1562 Rector St, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,161 sqft · built 1978 |
| Lot Size | 0.636 acres (27,720 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,369 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11 24 1 66 |
| Primary APN | 11 24 1 66 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,161 sqft Heated Area |
| Gross Area | 2,817 sqft |
| 1st Floor Area | 1,161 sqft |
| Basement Area | 1,161 sqft |
| Unfinished Basement | 1,161 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,720 sqft (0.636 acres) |
| Lot Dimensions | 198 ft deep x 140 ft wide |
| Garage Type | Carport |
| Garage Area | 351 sqft |
| Carport | Carport |
| Carport Area | 351 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 155395 |
|---|---|
| Street Address | 1562 RECTOR ST |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-9236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1852 PG 862 YR 2014 ST 200.00 BK 1974/1237 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | NORTH CATAWBA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30801 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1562 RECTOR ST, GRANITE FALLS, NC 28630-9236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Oct 29, 2019 | Grant Deed, Mortgage · Conventional Mortgage FIRST CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 1562 RECTOR ST, GRANITE FALLS, NC 28630-9236 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 1562 RECTOR ST, GRANITE FALLS, NC 28630-9236 |
| Document Number | 0020500684 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 2050/684 |
| Instrument | 10069605 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Oct 29, 2019 |
| Property Address | 1562 RECTOR ST, GRANITE FALLS, NC 28630-9236 |
| Document Number | 0010038048 |
| Book / Page | 001974 / 001237 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 10038048 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1562 RECTOR ST GRANITE FALLS NC 286309236, GRANITE FALLS, NC 28630-9236 |
| Document Number | 10038049 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 001974/001240 |
| Instrument | 10038049 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2049 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,369.00 (-4.67%) | $204,300 (-) Land $18,100 Building $186,200 | |
| 2025 | $1,436.00 (+47.74%) | $204,300 (+74.91%) Land $18,100 Building $186,200 | $204,300 (+74.91%) Land $18,100 Building $186,200 |
| 2023 | $116,800 (-) Land $18,100 Building $98,700 | $116,800 (-) Land $18,100 Building $98,700 | |
| 2022 | $972.00 | $116,800 Land $18,100 Building $98,700 | $116,800 Land $18,100 Building $98,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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