1564 Raintree Ct, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1564 Raintree Ct, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 924 sqft · built 1998
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$224,000 (Sep 2022)
Tax Bill	$3,402 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-221.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-221.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	924 sqft Finished Area
Gross Area	1,024 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1564 RAINTREE CT
City	ELSMERE
State	KY
Zip	41018-1868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II SEC 10 LOT 221
Legal Subdivision	RIPPLE CREEK II
Legal Phase	10
Legal Lot Number	221
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1564 RAINTREE CT, ELSMERE, KY 41018-1868
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Jun 3, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 7, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 7, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Feb 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Jun 3, 2022 · Amount on Record
Deed Document Number	2022104
Deed Book / Page	190 / 872
Prior Transfer Date	Jul 6, 2000
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 20, 2022
Property Address	1564 RAINTREE CT, ELSMERE, KY 41018-1868
Document Number	0005900104
Book / Page	190 / 872
Map Reference	PL 1831
Instrument Date	Sep 14, 2022
Instrument	22092005900104
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5453 ANDOVER CT, 5453, BURLINGTON, KY 41005-7864

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1564 RAINTREE CT, ELSMERE, KY 41018-1868

Mortgage

Document Number	0005900105
Date	Sep 20, 2022
Instrument	22092005900105

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 3, 2022
Property Address	1564 RAINTREE CT, ELSMERE, KY 41018-1868
Document Number	0005900078
Book / Page	169 / 167
Map Reference	PL 1831
Instrument Date	May 27, 2022
Instrument	22060305900078
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 E 4TH ST, 117, COVINGTON, KY 41011-1752

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5453 ANDOVER CT, BURLINGTON, KY 41005-7864

Mortgage

Document Number	0005900241
Date	Jun 7, 2022
Book Page	377/508
Instrument	22060705900241

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1564 RAINTREE CT, ELSMERE, KY 41018-1868
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1564 RAINTREE CT, ELSMERE, KY 41018-1868

Mortgage

Document Number	0005900300
Date	Sep 7, 2021
Book Page	269/92
Instrument	21090705900300

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Sep 3, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Oct 12, 2011
Change Frequency	Monthly
Index	1-Year CMT

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1564 RAINTREE CT, ELSMERE, KY 41018-1868
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1564 RAINTREE CT, ELSMERE, KY 41018-1868

Mortgage

Document Number	0005900299
Date	Sep 7, 2021
Book Page	269/77
Instrument	21090705900299

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Sep 3, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year CMT

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Feb 13, 2020
Property Address	1564 RAINTREE CT, ELSMERE, KY 41018-1868
Document Number	0000000177
Book / Page	000007 / 000160
Instrument Date	Feb 13, 2020
Instrument	177
Transaction Type	Transfer
Record Updated	Mar 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1564 RAINTREE CT ELSMERE KY 410181868, ELSMERE, KY 41018-1868

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,000 (-) Land $25,000 Building $199,000	$224,000 (-) Land $25,000 Building $199,000
2025	$3,402.00 (+1.34%)	$224,000 (-) Land $25,000 Building $199,000	$224,000 (-) Land $25,000 Building $199,000
2023	$3,357.00	$224,000 Land $25,000 Building $199,000	$224,000 Land $25,000 Building $199,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Raintree Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures