1560 Raintree Ct, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1560 Raintree Ct, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 924 sqft · built 1998
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$246,000 (Jun 2023)
Tax Bill	$3,736 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-220.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-220.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	924 sqft Finished Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	120 ft deep x 43 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1560 RAINTREE CT
City	ELSMERE
State	KY
Zip	41018-1868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II SEC 10 LOT 220
Legal Subdivision	RIPPLE CREEK II
Legal Phase	10
Legal Lot Number	220
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	65600

Owner

1560 Raintree Ct is owned and occupied by two individuals who bought it in June 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1560 RAINTREE CT, ELSMERE, KY 41018-1868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jun 1, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Nov 19, 2014	Loan Modification, Mortgage · Conventional with PMI KENTUCKY HSNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on File
Deed Sale	Jun 27, 2023 · Amount on File
Prior Sale	Dec 16, 2010 · Amount on File
Deed Document Number	20230627199
Deed Book / Page	233 / 141
Prior Transfer Date	Feb 7, 2006
Prior Transfer Doc	0005900149
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 27, 2023
Property Address	1560 RAINTREE CT, ELSMERE, KY 41018-1868
Document Number	0005900199
Book / Page	KC 233 / 141
Map Reference	PL 1831
Instrument Date	Jun 27, 2023
Instrument	23062705900199
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 RAINTREE CT, ELSMERE, KY 41018-1868

Mortgage

Document Number	0005900200
Date	Jun 27, 2023
Book Page	KCM 471/751
Instrument	23062705900200

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1560 RAINTREE CT, ELSMERE, KY 41018-1868
Document Number	0000000189
Instrument Date	Jun 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1560 RAINTREE CT ELSMERE KY 410181868, ELSMERE, KY 41018-1868

Mortgage

Document Number	0000000189
Date	Jun 19, 2019
Book Page	0C6685/000211
Instrument	189

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2049

November 2014: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	1560 RAINTREE CT, ELSMERE, KY 41018-1868
Document Number	0000000129
Book / Page	0C6073 / 000335
Instrument Date	Nov 19, 2014
Transaction Type	Mortgage
Record Updated	May 10, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1516 RAINTREE CT ELSMERE KY 41018, ELSMERE, KY 41018

Mortgage

Document Number	0000000129
Date	Jan 12, 2017
Book Page	0C6073/000335
Instrument	129

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	324 Months
Due	Jan 11, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 1560 Raintree Ct was $3,736.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,000 (-) Land $25,000 Building $221,000	$246,000 (-) Land $25,000 Building $221,000
2025	$3,736.00	$246,000 Land $25,000 Building $221,000	$246,000 Land $25,000 Building $221,000
2023	$2,636.00	$175,900 Land $25,000 Building $150,900	$175,900 Land $25,000 Building $150,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1560 Raintree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1560 Raintree Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Raintree Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures