1564 Harding Rd, Northfield (Winnetka), IL 60093 Property Records

Cook County property record for 1564 Harding Rd, Northfield, IL 60093

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,003 sqft · built 1946
Lot Size	0.171 acres (7,450 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Nov 2017)
Tax Bill	$6,508 (2023)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`05-19-326-018`

Property Details

APN / Parcel Number

Primary APN	`05-19-326-018`
Alternative APN	`05-19-326-018-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,003 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1947
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,450 sqft (0.171 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1564 HARDING RD
City	NORTHFIELD
State	IL
Zip	60093-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	13E
Legal Township	42N
Legal Section	19
Legal Subdivision	HIGGINS
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	1
Census Block	1027
Census Tract	800800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1564 HARDING RD, NORTHFIELD, IL 60093-3503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2017 · Amount on Record
Deed Sale	Nov 20, 2017 · Amount on Record
Prior Sale	Jun 22, 2012 · Amount on Record
Deed Document Number	201749002
Prior Transfer Date	Jun 21, 1994
Prior Transfer Doc	0000000100
Record Updated	Oct 29, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Nov 20, 2017
Property Address	1564 HARDING RD, NORTHFIELD, IL 60093-3503
Document Number	1732449002
Instrument Date	Oct 30, 2017
Instrument	32449002
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	PETRA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1724 HARDING RD NORTHFIELD IL 600933306, NORTHFIELD, IL 60093-3306

Mortgage

Document Number	1732449003
Date	Nov 20, 2017
Instrument	32449003

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Northfield Village
Elementary School District	Avoca School District 37 (KG - 08)
Secondary School District	New Trier Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,000 (+37.93%) Land $11,920 Building $28,080	$400,000 (+37.93%) Land $119,200 Building $280,800
2023	$6,508.00 (+5.55%)
2022	$6,166.00	$29,000 Land $11,920 Building $17,080	$290,000 Land $119,200 Building $170,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	99 (1979–2020)
Claims Outside the SFHA	32 of 99
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, May 2013 · 14 claims Severe Storms And Flooding, Sep 2008 · 28 claims Severe Storms & Flooding, Aug 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHFIELD serves 5,751 people · EPA ID IL0312100
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education currently in violation since Mar 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20