Cook County property record for 1557 Harding Rd, Northfield, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,762 sqft · built 2015 |
| Lot Size | 0.34 acres (14,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,085,000 (Jun 2021) |
| Tax Bill | $24,685 (2023) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Nov 2017 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 05-19-323-012 |
| Primary APN | 05-19-323-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,762 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 14,800 sqft (0.34 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1557 HARDING RD |
|---|---|
| City | NORTHFIELD |
| State | IL |
| Zip | 60093-3502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (HIGGINS) SUB OF PT OF LT2 OF HAPPS SUB OF PT OF S21A CS OF SH SW LYING E OF HAPP ROAD SH SW SEC 19-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 19 |
| Legal Subdivision | HIGGINS SUB |
| Legal Lot Number | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 800800 |
1557 Harding Rd is owned and occupied by an individual who bought it in June 2021.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1557 HARDING RD, NORTHFIELD, IL 60093-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Mar 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMEWARD RESID'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2021 · Amount on File |
| Deed Sale | Jun 16, 2021 · Amount on File |
| Prior Sale | May 28, 2014 · Amount on File |
| Deed Document Number | 202142133 |
| Prior Transfer Date | Nov 8, 2017 |
| Prior Transfer Doc | 0000055017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 16, 2021 |
| Property Address | 1557 HARDING RD, NORTHFIELD, IL 60093-3502 |
| Document Number | 0016742133 |
| Map Reference | DOC 8530235 |
| Instrument Date | May 27, 2021 |
| Instrument | 2116742133 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1557 HARDING RD, NORTHFIELD, IL 60093-3502 |
| Document Number | 0016742134 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2116742134 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate | 2.77% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 14, 2017 |
| Property Address | 1557 HARDING RD, NORTHFIELD, IL 60093-3502 |
| Document Number | 1731855017 |
| Instrument Date | Nov 8, 2017 |
| Instrument | 31855017 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1557 HARDING RD NORTHFIELD IL 600933502, NORTHFIELD, IL 60093-3502 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1557 HARDING RD, NORTHFIELD, IL 60093-3502 |
| Document Number | 1707449059 |
| Instrument Date | Mar 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 1557 HARDING RD NORTHFIELD IL 600933502, NORTHFIELD, IL 60093-3502 |
| Document Number | 1707449059 |
|---|---|
| Date | Mar 15, 2017 |
| Instrument | 7449059 |
| Name | HOMEWARD RESID'L |
|---|---|
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 14, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Northfield Village |
| Elementary School District | Avoca School District 37 (KG - 08) |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $130,587 Land $23,680 Building $106,907 | $1,305,870 Land $236,800 Building $1,069,070 | |
| 2023 | $24,685.00 (+5.54%) | ||
| 2022 | $23,390.00 | $110,000 Land $23,680 Building $86,320 | $1,100,000 Land $236,800 Building $863,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1557 Harding Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 99 (1979–2020) |
| Claims Outside the SFHA | 32 of 99 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1557 Harding Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHFIELD serves 5,751 people · EPA ID IL0312100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education currently in violation since Mar 2026 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures