15631 Summerridge Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 15631 Summerridge Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,500 sqft · built 1977
Lot Size	0.262 acres (11,430 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,544 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19S-22-0842`

Property Details

APN / Parcel Number

Primary APN	`19S-22-0842`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,500 sqft Living Area
Gross Area	3,200 sqft
1st Floor Area	1,140 sqft
Basement Area	220 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,430 sqft (0.262 acres)
Lot Dimensions	97 ft deep x 75 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Patio Area	196 sqft
Poultry House	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15631 SUMMERRIDGE DR
City	CHESTERFIELD
State	MO
Zip	63017-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	BAXTER LAKES PLAT 4 12 30 76 LOT 238
Legal Subdivision	BAXTER LAKES PLAT 4
Legal Lot Number	238
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1015
Census Tract	217841

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15631 SUMMERRIDGE DR, CHESTERFIELD, MO 63017-5222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2012
Deed Sale	Aug 3, 2012
Prior Sale	Apr 17, 2003
Deed Document Number	2012692
Deed Book / Page	20101 / 1234
Prior Transfer Date	Aug 1, 2012
Prior Transfer Doc	0201011234
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15631 SUMMERRIDGE DR, CHESTERFIELD, MO 63017-5222
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15631 SUMMERRIDGE DR, CHESTERFIELD, MO 63017-5222

Mortgage

Document Number	0246064821
Date	Jan 22, 2021
Book Page	24606/4821
Instrument	2021012200603

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	JEFFERSON CITY, MO 65109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,440 (-) Land $37,110 Building $39,330	$402,300 (-) Land $195,300 Building $207,000
2025	$4,544.00 (+0.04%)	$76,440 (+11.41%) Land $37,110 Building $39,330	$402,300 (+11.41%) Land $195,300 Building $207,000
2024	$4,542.00 (+4.27%)	$68,610 (-) Land $25,970 Building $42,640
2023	$4,356.00 (+8.6%)	$68,610 (+18.56%) Land $25,970 Building $42,640	$361,100 (+18.55%) Land $136,700 Building $224,400
2022	$4,011.00	$57,870 Land $25,970 Building $31,900
2021			$304,600 Land $136,700 Building $167,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20