15607 Summerridge Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 15607 Summerridge Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,500 sqft · built 1976
Lot Size	0.277 acres (12,053 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jul 2002)
Tax Bill	$6,441 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19S-22-0701`

Property Details

APN / Parcel Number

Primary APN	`19S-22-0701`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,500 sqft Living Area
Gross Area	3,160 sqft
1st Floor Area	1,140 sqft
Basement Area	220 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,053 sqft (0.277 acres)
Lot Dimensions	74 ft deep x 111 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	60 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15607 SUMMERRIDGE DR
City	CHESTERFIELD
State	MO
Zip	63017-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	BAXTER LAKES PLAT 3 9 9 76 LOT 241
Legal Subdivision	BAXTER LAKES PLAT 3
Legal Lot Number	241
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1015
Census Tract	217841

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15607 SUMMERRIDGE DR, CHESTERFIELD, MO 63017-5222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2002 · Amount on Record
Deed Sale	Jul 8, 2002 · Amount on Record
Prior Sale	Jul 13, 2000 · Amount on Record
Deed Document Number	20021424
Deed Book / Page	13960 / 864
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15607 SUMMERRIDGE DR, CHESTERFIELD, MO 63017-5222
Document Number	0228900144
Book / Page	022890 / 000144
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	OPTIMA LENDERS SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15607 SUMMERRIDGE DR CHESTERFIELD MO 630175222, CHESTERFIELD, MO 63017-5222

Mortgage

Document Number	0228900144
Date	Feb 7, 2018
Book Page	022890/000144
Instrument	32

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 6, 2028

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,120 (-) Land $38,040 Building $65,080	$542,700 (-) Land $200,200 Building $342,500
2025	$6,441.00 (+11.98%)	$103,120 (+18.53%) Land $38,040 Building $65,080	$542,700 (+18.52%) Land $200,200 Building $342,500
2024	$5,752.00 (+4.26%)
2023	$5,517.00 (+6.84%)	$87,000 (+16.78%) Land $26,620 Building $60,380	$457,900 (+16.78%) Land $140,100 Building $317,800
2022	$5,164.00	$74,500 Land $26,620 Building $47,880
2021			$392,100 Land $140,100 Building $252,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20