15630 Minnetonka Cir, Reno, NV 89521 Property Records

Washoe County property record for 15630 Minnetonka Cir, Reno, NV 89521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,050 sqft · built 1989
Lot Size	0.5 acres (21,788 sqft)
Owner	2 Company Names on Record
Last Sale	$860,000 (Oct 2020)
Tax Bill	$4,554 (2026)
Deeds & Mortgages	Jul 2026 Sale Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-081-03`

Property Details

APN / Parcel Number

Primary APN	`140-081-03`
Alternative APN	`134426`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,050 sqft Living Area
Gross Area	4,754 sqft
1st Floor Area	2,050 sqft
Basement Area	1,954 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	21,788 sqft (0.5 acres)
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Porch Area	184 sqft
Patio Area	660 sqft
Balcony Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15630 MINNETONKA CIR
City	RENO
State	NV
Zip	89521-7249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDS
Legal Description	SAGEWOOD EST 2 LT 2 BLK E
Legal Subdivision	SAGEWOOD ESTATES SUBDIVISION 2
Legal Block	E
Legal Lot Number	2
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHEAST
Census Block Group	3
Census Block	3019
Census Tract	2210

Owner

Source: Washoe County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15630 MINNETONKA CIR, RENO, NV 89521-7249
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT
Jun 16, 2021	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Oct 5, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Jun 22, 2006 · Amount on Record
Deed Document Number	20205086776
Prior Transfer Date	Nov 29, 2012
Prior Transfer Doc	0004180349
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jul 28, 2026
Property Address	15630 MINNETONKA CIR, RENO, NV 89521-7249
Document Number	0005641530
Instrument Date	Jul 22, 2026
Instrument	20265641530
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	15630 MINNETONKA CIR, RENO, NV 89521-7249

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	15630 MINNETONKA CIR, RENO, NV 89521-7249
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005193349
Date	Jun 16, 2021
Instrument	5193349

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Oct 5, 2020
Property Address	15630 MINNETONKA CIR, RENO, NV 89521-7249
Document Number	0005086776
Map Reference	DOC 1259331
Instrument Date	Sep 29, 2020
Instrument	5086776
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TOIYABE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,526.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 17532, RENO, NV 89511-7400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15630 MINNETONKA CIR, RENO, NV 89521-7249

Mortgage

Document Number	0005086777
Date	Oct 5, 2020
Instrument	5086777

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,554.00 (+3.03%)	$157,724 (-1.79%) Land $54,950 Building $102,774
2025	$4,420.00 (+6.02%)	$160,596 (+0.56%) Land $54,950 Building $105,646	$458,847 (+0.56%) Land $157,000 Building $301,847
2023	$4,169.00	$159,695 Land $54,950 Building $104,745	$456,272 (+26.73%) Land $157,000 Building $299,272
2021			$360,037 Land $113,300 Building $246,737

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Nevada
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber.

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