15615 Minnetonka Cir, Reno, NV 89521 Property Records

Washoe County property record for 15615 Minnetonka Cir, Reno, NV 89521

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,552 sqft · built 1991
Lot Size	0.483 acres (21,032 sqft)
Owner	2 Company Names on Record
Last Sale	$500,000 (Jun 2005)
Tax Bill	$4,221 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`140-082-15`

Property Details

APN / Parcel Number

Primary APN	`140-082-15`
Alternative APNs	`14008209` `194164`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Stories	1 Story
Building Area	3,552 sqft Living Area
Gross Area	4,182 sqft
1st Floor Area	3,552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Wood
Roof Material	Concrete
Lot Area	21,032 sqft (0.483 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Porch Area	786 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15615 MINNETONKA CIR
City	RENO
State	NV
Zip	89521-7250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDS
Legal Description	RS 4596 LT B
Legal Subdivision	SAGEWOOD ESTATES SUBDIVISION 2
Legal Tract	4596
Legal Lot Number	B
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHEAST
Census Block Group	3
Census Block	3024
Census Tract	2210

Owner

Source: Washoe County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	15615 MINNETONKA CIR, RENO, NV 89521-7250
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT
Feb 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2005 · Amount on Record
Deed Sale	Jun 30, 2005 · Amount on Record
Deed Document Number	20053240005
Prior Transfer Date	Sep 27, 1999
Prior Transfer Doc	0002392506
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jun 17, 2026
Property Address	15615 MINNETONKA CIR, RENO, NV 89521-7250
Document Number	0005630381
Instrument Date	Jun 11, 2026
Instrument	20265630381
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	15615 MINNETONKA CIR, RENO, NV 89521-7250

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	15615 MINNETONKA CIR, RENO, NV 89521-7250
Transaction Type	Mortgage
Record Updated	Mar 3, 2023
Title Company	OLD REPUBLIC TITLE RIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15615 MINNETONKA CIR, RENO, NV 89521-7250

Mortgage

Document Number	0005363540
Date	Feb 16, 2023
Instrument	5363540

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2043

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	15615 MINNETONKA CIR, RENO, NV 89521-7250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004943970
Date	Aug 22, 2019
Instrument	4943970

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	15615 MINNETONKA CIR, RENO, NV 89521-7250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005074987
Date	Sep 9, 2020
Instrument	5074987

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,217 (-1.25%) Land $54,950 Building $156,267
2025	$4,221.00 (-18.58%)	$213,901 (+5.28%) Land $54,950 Building $158,951	$611,146 (+5.28%) Land $157,000 Building $454,146
2023	$5,184.00	$203,177 Land $54,950 Building $148,227	$580,506 (+24.88%) Land $157,000 Building $423,506
2021			$464,855 Land $113,300 Building $351,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Nevada
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber.

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