Osceola County property record for 1563 Softshell St, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,080 sqft Living Area |
| Lot Size | 6,229 sqft (0.143 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $271,490 (2017) |
| Tax Bill | $3,902.00 (2024) |
| Primary APN | 31-25-31-0840-0001-0510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 2,880 sqft Gross Area |
| 1st Floor | 2,080 sqft 1st Floor |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,229 sqft (0.143 acres) |
| Depth X Width | 125 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 476 sqft Garage |
| Porch Area | 324 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1563 SOFTSHELL ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7520 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 51 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK PH 1A |
| Legal Phase | 1A |
| Legal Tract | 840 |
| Legal Block | 510 |
| Legal Lot Number | 51 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2061 |
| Census Tract | 43600 |
Source: Osceola County records · APN 31-25-31-0840-0001-0510
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1563 SOFTSHELL ST, SAINT CLOUD, FL 34771-7520 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 30, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Nov 22, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Dec 13, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage THE MONEY HOUSE INC |
| Mar 06, 2017 | Grant Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage MONEY HOUSE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 06, 2017 · Amount on Record |
| Deed Sale | Mar 06, 2017 · Amount on Record |
| Prior Sale | Apr 07, 2011 · Amount on Record |
| Deed Doc Number | 201735144 |
| Deed Book / Page | 5112 / 1096 |
| Prior Transfer Date | Aug 05, 2010 |
| Prior Transfer Doc | 0040180557 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1563 SOFTSHELL ST, SAINT CLOUD, FL 34771-7520 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0057650208 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 5765/208 |
| Instrument | 2020099733 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1563 SOFTSHELL ST, SAINT CLOUD, FL 34771-7520 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056282436 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 5628/2436 |
| Instrument | 2019152792 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1563 SOFTSHELL ST, SAINT CLOUD, FL 34771-7520 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | NOT AVAILABLE, NOVA TITLE |
| Name | Verified Name |
|---|---|
| Address | 1563 SOFTSHELL ST, SAINT CLOUD, FL 34771-7520 |
| Document Number | 0061061234 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 6106/1234 |
| Instrument | 2021191739 |
| Name | THE MONEY HOUSE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN JUAN, PR 00901 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 06, 2017 |
| Property Address | 1563 SOFTSHELL ST, SAINT CLOUD, FL 34771-7520 |
| Document Number | 0051121096 |
| Book / Page | 005112 / 001096 |
| Instrument Date | Mar 03, 2017 |
| Instrument | 35144 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2017 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1563 SOFTSHELL ST ST CLOUD FL 347717520, ST CLOUD, FL 34771-7520 |
| Document Number | 51121097 |
|---|---|
| Date | Mar 06, 2017 |
| Book Page | 005112/001097 |
| Instrument | 35145 |
| Name | MONEY HOUSE |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN JUAN, PR 00901 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 05, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,038.00 (+3.49%) Homeowner's exemption | $268,488 (+5.99%) | $356,000 (+0.45%) Land $75,000 Building $281,000 |
| 2024 | $3,902.00 (+2.6%) | ||
| 2023 | $3,803.00 (+3.54%) Homeowner's exemption | $253,323 (+3%) | $354,400 (+14.07%) Land $65,000 Building $289,400 |
| 2022 | $3,673.00 Homeowner's exemption | $245,945 | $310,700 Land $60,000 Building $250,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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