Osceola County property record for 1562 Softshell St, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,198 sqft Living Area |
| Lot Size | 4,051 sqft (0.093 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $204,000 (2016) |
| Tax Bill | $5,194.00 (2024) |
| Primary APN | 31-25-31-0840-0001-1150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,198 sqft Living Area |
| Gross Area | 2,893 sqft Gross Area |
| 1st Floor | 1,227 sqft 1st Floor |
| Upper Floors | 971 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,051 sqft (0.093 acres) |
| Depth X Width | 125 ft x 33 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 483 sqft Garage |
| Porch Area | 212 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1562 SOFTSHELL ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7519 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 115 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK PH 1A |
| Legal Phase | 1A |
| Legal Tract | 840 |
| Legal Block | 1150 |
| Legal Lot Number | 115 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 43600 |
Source: Osceola County records · APN 31-25-31-0840-0001-1150
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1562 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 07, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUONTIC BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2016 · Amount on Record |
| Deed Sale | Mar 02, 2016 · Amount on Record |
| Prior Sale | Apr 07, 2011 · Amount on Record |
| Deed Doc Number | 201630089 |
| Deed Book / Page | 4921 / 1864 |
| Prior Transfer Date | Aug 05, 2010 |
| Prior Transfer Doc | 0040180557 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1562 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1562 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519 |
| Document Number | 0064522996 |
|---|---|
| Date | Aug 07, 2023 |
| Book Page | 6452/2996 |
| Instrument | 2023102009 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1562 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1562 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519 |
| Document Number | 0060522509 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 6052/2509 |
| Instrument | 2021150058 |
| Name | QUONTIC BANK FSB |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,098.00 (-1.85%) Homeowner's exemption | $327,700 (-2.41%) Land $40,000 Building $287,700 | $327,700 (-2.41%) Land $40,000 Building $287,700 |
| 2024 | $5,194.00 (-2.07%) | ||
| 2023 | $5,304.00 (+14.81%) | $335,800 (+25.35%) Land $14,900 Building $320,900 | $335,800 (+25.35%) Land $14,900 Building $320,900 |
| 2022 | $4,620.00 | $267,900 Land $14,900 Building $253,000 | $267,900 Land $14,900 Building $253,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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