San Diego County property record for 15628 el Monte Rd, Lakeside, CA 92040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,578 sqft · built 2006 |
| Lot Size | 2.63 acres (114,563 sqft) |
| Owner | Company Name on File |
| Last Sale | $625,000 (Dec 2018) |
| Tax Bill | $8,452 (2025) |
| Deeds & Mortgages | Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 390-050-15-00 |
| Primary APN | 390-050-15-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,578 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 114,563 sqft |
| View / Lot | River |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 15628 EL MONTE RD |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-2617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 78 PARS 1&2 PER DOC06-129731 IN LOT 67&IN TR DB0170PG071 |
| Legal Subdivision | RANCHO EL CAJON |
| Legal Tract | DB0170PG |
| Legal Block | 1 |
| Legal Lot Number | 78,67 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 16812 |
15628 el Monte Rd is owned by a company that bought it in December 2018.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15628 EL MONTE RD, LAKESIDE, CA 92040-2617 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2018 · Amount on File |
| Deed Sale | Dec 31, 2018 · Amount on File |
| Prior Sale | Nov 30, 2010 · Amount on File |
| Deed Document Number | 2018534777 |
| Prior Transfer Date | Jan 24, 2011 |
| Prior Transfer Doc | 0000185354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 31, 2018 |
| Property Address | 15628 EL MONTE RD, LAKESIDE, CA 92040-2617 |
| Document Number | 0000534777 |
| Map Reference | MAP 1146 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 2018-0534777 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 15628 EL MONTE RD, LAKESIDE, CA 92040-2617 |
| Document Number | 0000534778 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 2018-0534778 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 12.1% |
| Index | 1-Year LIBOR |
| Max Rate | 12.1% |
The 2025 property tax bill for 15628 el Monte Rd was $8,452.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $711,136 (+2%) Land $154,821 Building $556,315 | |
| 2025 | $8,452.00 | $697,193 Land $151,786 Building $545,407 |
| 2023 | $8,028.00 (+1.54%) | $670,122 Land $145,893 Building $524,229 |
| 2022 | $7,906.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 15628 el Monte Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15628 el Monte Rd is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 74% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Canyon Wireless Fixed Wireless | 70 / 30 |
5G (outdoors only)
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