1562 Gemstone Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1562 Gemstone Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,939 sqft · built 2021
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$1,575,000 (Jul 2023)
Tax Bill	$3,000 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2025 Transfer + 8 more
Flood Zone	Zone AE (high risk)
APN	`560-06-00-025`

Property Details

APN / Parcel Number

Primary APN	`560-06-00-025`

Interior

Bedrooms	3 Beds
Stories	2 Stories
Building Area	2,939 sqft Finished Area
Upper Floors Area	330 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Lot Dimensions	591 ft deep x 185 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Porch
Porch Area	252 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1562 GEMSTONE DR
City	MOUNT PLEASANT
State	SC
Zip	29464-5088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB L19 MAPPLATP 0228 SUBDIVISIONNAME SHELL LANDING LOT 1
Legal Subdivision	SHELL LANDING
Legal Lot Number	1
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2023
Census Tract	4619

Owner

1562 Gemstone Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1562 GEMSTONE DR, MOUNT PLEASANT, SC 29464-5088
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 15, 2025	Intrafamily Transfer, Transfer
Oct 18, 2021	Deed, Transfer
Sep 20, 2021	Deed, Transfer · Conventional Mortgage BARLEY MORTGAGE LLC
Aug 11, 2021	Deed, Transfer
May 10, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Oct 29, 2020	Loan Modification, Mortgage · Line of Credit GRANDSOUTH BK
Sep 30, 2020	Loan Modification, Mortgage · Line of Credit GRANDSOUTH BK
Mar 18, 2020	Deed of Trust, Construction Loan · Line of Credit UNITED CMNTY BK
May 11, 2018	Grant Deed, Construction Loan · Construction Mortgage SOUTHERN FIRST BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Jul 11, 2022 · Amount on File
Deed Book / Page	1190 / 142
Prior Transfer Date	May 6, 2019
Prior Transfer Doc	0007990560
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1562 GEMSTONE DR, MT PLEASANT, SC 29464-5088
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013750303
Date	Mar 13, 2026
Book Page	1375/303

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.75%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Dec 15, 2025
Property Address	1562 GEMSTONE DR, MT PLEASANT, SC 29464-5088
Document Number	0013560794
Book / Page	1356 / 794
Map Reference	MB L19 PG G413
Instrument Date	Dec 3, 2025
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1539 GEMSTONE DR, MOUNT PLEASANT, SC 29464-4999

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 18, 2021
Property Address	1562 GEMSTONE DR, MOUNT PLEASANT, SC 29464-5088
Document Number	0010440164
Book / Page	1044 / 164
Map Reference	MB L19 PG 413
Instrument Date	Oct 15, 2021
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1773 CANYON OAKS DR, MOUNT PLEASANT, SC 29464-3944

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 20, 2021
Property Address	1562 GEMSTONE DR, MOUNT PLEASANT, SC 29464-5088
Document Number	0010340632
Book / Page	1034 / 632
Instrument Date	Sep 10, 2021
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1547 GEMSTONE DR, MOUNT PLEASANT, SC 29464-4999

Mortgage

Document Number	0001034634
Date	Sep 20, 2021
Instrument	1034/634

Lender

Name	BARLEY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 11, 2021
Property Address	1562 GEMSTONE DR, MOUNT PLEASANT, SC 29464-5088
Document Number	0010220279
Book / Page	1022 / 279
Map Reference	MB L19 PG 0413
Instrument Date	Aug 9, 2021
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 SUGAR CANE WAY, MT PLEASANT, SC 29464-2748

May 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 10, 2021
Property Address	1562 GEMSTONE DR, MOUNT PLEASANT, SC 29464-5088
Document Number	0009880554
Book / Page	988 / 554
Map Reference	MB L19 PG 228
Instrument Date	Apr 28, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1562 GEMSTONE DR, MOUNT PLEASANT, SC 29464-5088

Mortgage

Document Number	0000988556
Date	May 10, 2021
Instrument	988/556

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Mortgage

Document Number	0009880557
Date	May 10, 2021
Book Page	988/557

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLESTON SC
Property Address	1562 GEMSTONE DR, MT PLEASANT, SC 29464-5088
Document Number	0931/0089
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	501 BELLE HALL PKWY MOUNT PLEASANT SC 294648322, MOUNT PLEASANT, SC 29464-8322
Investor	Possibly a Property Investor

Mortgage

Document Number	0931/0089
Date	Nov 2, 2020
Book Page	000931/000089

Lender

Name	GRANDSOUTH BK
Type	Bank
Address	291 E BAY ST # 1ST, CHARLESTON, SC 29401-1601

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLESTON SC
Property Address	1562 GEMSTONE DR, MT PLEASANT, SC 29464-5088
Document Number	0924/0128
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	501 BELLE HALL PKWY MOUNT PLEASANT SC 294648322, MOUNT PLEASANT, SC 29464-8322
Investor	Possibly a Property Investor

Mortgage

Document Number	0924/0128
Date	Oct 12, 2020
Book Page	000924/000128

Lender

Name	GRANDSOUTH BK
Type	Bank
Address	291 E BAY ST # 1ST, CHARLESTON, SC 29401-1601

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Mar 18, 2020
Property Address	1562 GEMSTONE DR, MT PLEASANT, SC 29464-5088
Document Number	0867/0824
Book / Page	000867 / 000824
Instrument Date	Mar 3, 2020
Transaction Type	Construction Loan
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1964 RIVIERA DR #J MOUNT PLEASANT SC 294647573, J, MOUNT PLEASANT, SC 29464-7573

Mortgage

Document Number	0867/0824
Date	Mar 18, 2020
Book Page	000867/000824

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	SUMMERVILLE, SC 29485

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 17, 2021

Interest

Rate Type	Adjustable Rate

May 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 11, 2018
Property Address	1562 GEMSTONE DR, MT PLEASANT, SC 29464-5088
Document Number	0718/0442
Book / Page	000718 / 000442
Instrument Date	May 10, 2018
Transaction Type	Construction Loan
Record Updated	Jun 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	497 BRAMSON CT #101 MOUNT PLEASANT SC 294648325, 101, MOUNT PLEASANT, SC 29464-8325

Mortgage

Document Number	718/0443
Date	May 11, 2018
Book Page	000718/000443

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	80 CALHOUN ST, CHARLESTON, SC 29401-3508

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	24 Months
Due	May 10, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 1562 Gemstone Dr was $3,000, up 12.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,000.00 (+12.57%)	$784,875 (+2,775%) Land $281,975 Building $502,900	$986,300 Land $483,400 Building $502,900
2024	$2,665.00	$27,300
2022	$2,434.00	$27,300	$682,500 Land $230,000 Building $452,500
2020			$682,500 Land $230,000 Building $452,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1562 Gemstone Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 134 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Oct 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1562 Gemstone Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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