1562 Cool Spring Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1562 Cool Spring Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1983
Lot Size	0.035 acres (1,557 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Oct 2020)
Tax Bill	$2,410 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061B0-02-0I-00200`

Property Details

APN / Parcel Number

Primary APN	`061B0-02-0I-00200`
Alternative APN	`23377`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Finished Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,557 sqft (0.035 acres)
View / Lot	Proximity to Airport
Porch	Slab
Porch Area	84 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1562 COOL SPRING RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-1381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10 RESIDE
Legal Description	TOWNWOOD 2 I 2
Legal Subdivision	TOWNWOOD
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	2
Census Block	2000
Census Tract	10702

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1562 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1381
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Deed Document Number	202014488
Deed Book / Page	5407 / 165
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 15, 2020
Property Address	1562 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1381
Document Number	0000014488
Book / Page	005407 / 000165
Instrument Date	Oct 7, 2020
Instrument	14488
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1562 COOL SPRING RD CHARLOTTESVILLE VA 229011381, CHARLOTTESVILLE, VA 22901-1381

Mortgage

Document Number	14489
Date	Oct 15, 2020
Book Page	005407/000168
Instrument	14489

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,410.00 (+3.7%)	$269,600 (+3.69%) Land $90,000 Building $179,600	$269,600 (+3.69%) Land $90,000 Building $179,600
2025	$2,324.00 (+13.53%)	$260,000 (+8.47%) Land $85,000 Building $175,000	$260,000 (+8.47%) Land $85,000 Building $175,000
2023	$2,047.00	$239,700 Land $67,500 Building $172,200	$239,700 Land $67,500 Building $172,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20