Albemarle County property record for 1554 Cool Spring Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,324 sqft · built 1983 |
| Lot Size | 0.034 acres (1,509 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,250 (Feb 2018) |
| Tax Bill | $2,600 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061B0-02-0K-00200 |
| Primary APN | 061B0-02-0K-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,324 sqft Finished Area |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,509 sqft (0.034 acres) |
| View / Lot | Proximity to Airport |
| Deck Area | 180 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1554 COOL SPRING RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-1381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 RESIDE |
| Legal Description | TOWNWOOD 2 K 2 |
| Legal Subdivision | TOWNWOOD |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10702 |
1554 Cool Spring Rd is owned and occupied by an individual who bought it in February 2018.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1554 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Feb 2, 2018 | Grant Deed, Transfer · Conventional with PMI MEMBER OPTIONS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2018 · Amount on File |
| Deed Sale | Feb 2, 2018 · Amount on File |
| Prior Sale | Jun 17, 2013 · Amount on File |
| Deed Document Number | 20181196 |
| Deed Book / Page | 5010 / 667 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1554 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1381 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5626/728 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 5626/728 |
| Instrument | 2021-00017613 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Rate | 2.37% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Feb 2, 2018 |
| Property Address | 1554 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1381 |
| Document Number | 0000001196 |
| Book / Page | 005010 / 000667 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 1196 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2018 |
| Title Company | OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1554 COOL SPRING RD CHARLOTTESVILLE VA 229011381, CHARLOTTESVILLE, VA 22901-1381 |
| Document Number | 1197 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 005010/000670 |
| Instrument | 1197 |
| Name | MEMBER OPTIONS |
|---|---|
| Address | CHARLOTTESVILLE, VA 22903 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
The 2026 property tax bill for 1554 Cool Spring Rd was $2,600, up 6.5% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,600.00 (+6.51%) | $290,800 Land $90,000 Building $200,800 | $290,800 Land $90,000 Building $200,800 |
| 2025 | $2,441.00 | ||
| 2023 | $2,216.00 | $259,600 Land $67,500 Building $192,100 | $259,600 Land $67,500 Building $192,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1554 Cool Spring Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1554 Cool Spring Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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