1562 4th St, Charleston, IL 61920 Property Records

Coles County property record for 1562 4th St, Charleston, IL 61920

Property Summary

Property TypeSingle Family Home
Details5,445 sqft · built 2009
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$817,000 (Jun 2015)
Tax Bill$9,142 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-2-07131-000

Property Details

APN / Parcel Number

Primary APN02-2-07131-000

Interior

Stories3 Stories
Building Area5,445 sqft Base Area
1st Floor Area5,445 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions147 ft deep x 60 ft wide

Location & Zoning

Street Address1562 4TH ST
CityCHARLESTON
StateIL
Zip61920-3768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELSMERE S 20 FT LOT 4 & N 40 FT LOT 5 SE 1/4 SEC 15 T12N R09E
Legal Range09E
Legal Township12N
Legal Section15
Legal SubdivisionELSMERE
Legal Lot Number4-5
JurisdictionCOLES IL
Township / Civil DivisionCHARLESTON
Census Block Group2
Census Block2020
Census Tract702

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address455 E PERSHING RD, DECATUR, IL 62526-2431
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2015 · Amount on Record
Deed SaleJun 1, 2015 · Amount on Record
Deed Document Number2015757811
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address1562 4TH ST, CHARLESTON, IL 61920-3768
Transaction TypeMortgage
Record UpdatedMay 16, 2024
Title CompanyMACON COUNTY TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000788493
DateJun 29, 2020
Instrument202000788493
Lender
NameFIRST NATIONAL BANK OF PENA
AddressDECATUR, IL 62521
Agreement
AmountAmount Recorded
Term61 Months
DueJul 3, 2025
Interest
Rate3.5%

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionCharleston Township
MunicipalityCharleston City
Unified School DistrictCharleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,142.00 (+22.73%)$125,551 (+20.67%) Land $18,794 Building $106,757$376,653 (+20.67%) Land $56,382 Building $320,271
2023$104,045 Land $15,574 Building $88,471$312,135 Land $46,722 Building $265,413
2020$7,449.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON
serves 17,286 people · EPA ID IL0290100
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Watch TV
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink, T-Mobile.

Nearby Properties on 4th St

Nearby Streets

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