1554 4th St, Charleston, IL 61920 Property Records

Coles County property record for 1554 4th St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	5,445 sqft · built 2009
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$817,000 (Jun 2015)
Tax Bill	$9,206 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2-07132-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-07132-000`

Interior

Stories	3 Stories
Building Area	5,445 sqft Base Area
1st Floor Area	5,445 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	147 ft deep x 60 ft wide

Location & Zoning

Street Address	1554 4TH ST
City	CHARLESTON
State	IL
Zip	61920-3766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELSMERE S 60 FT OF LOT 5 SE 1/4 SEC 15 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	15
Legal Subdivision	ELSMERE
Legal Lot Number	5
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	2
Census Block	2020
Census Tract	702

Owner

Source: Coles County records · APN 02-2-07132-000

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	455 E PERSHING RD, DECATUR, IL 62526-2431
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2015 · Amount on Record
Deed Sale	Jun 01, 2015 · Amount on Record
Prior Sale	Apr 15, 2008 · Amount on Record
Deed Document Number	2015757811
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	1554 4TH ST, CHARLESTON, IL 61920-3766
Transaction Type	Mortgage
Record Updated	May 16, 2024
Title Company	MACON COUNTY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000788493
Date	Jun 29, 2020
Instrument	202000788493

Lender

Name	FIRST NATIONAL BANK OF PENA
Address	DECATUR, IL 62521

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Jul 03, 2025

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Coles County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,206.00 (+23.59%)	$126,436 (+20.67%) Land $18,794 Building $107,642	$379,308 (+20.67%) Land $56,382 Building $322,926
2023		$104,779 Land $15,574 Building $89,205	$314,337 Land $46,722 Building $267,615
2020	$7,449.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 18, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
Benton Ridge Telephone Company Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, T-Mobile USA.

Based on FCC filings for 338 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHARLESTON serves 17,286 people
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.