1562 12th Ave NW, Backus, MN 56435 Property Records

Cass County property record for 1562 12th Ave NW, Backus, MN 56435

Property Summary

Property Type	Seasonal / Vacation Home
Details	904 sqft · built 1985
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Tax Bill	$1,470 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2018 Mortgage
APN	`32-016-1209`

Property Details

APN / Parcel Number

Primary APN	`32-016-1209`
Alternative APN	`22868`

Interior

Stories	1 Story
Building Area	904 sqft Base Area
1st Floor Area	904 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	300 ft deep x 75 ft wide
View / Lot	Waterfront / Beach
Garage Type	Mixed
Garage Area	768 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	15 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	22868
Street Address	1562 12TH AVE NW
City	BACKUS
State	MN
Zip	56435-2129
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	PT OF GOV LOT 2
Legal Range	29
Legal Township	139
Legal Section	16
Legal Lot Number	2
Jurisdiction	CASS MN
Township / Civil Division	PONTO LAKE
Census Block Group	1
Census Block	1024
Census Tract	960302

Owner

1562 12th Ave NW, a residential property, is owned by an individual.

Source: Cass County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	14642 CHESHIRE WAY, DAYTON, MN 55327-4413
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Deed of Trust, Mortgage · ARM SPIRE CREDIT UNION
Aug 28, 2018	Deed, Transfer QUICKEN LOAN INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	1562 12TH AVE NW, BACKUS, MN 56435-2129
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000658533
Date	Apr 2, 2020
Instrument	A000658533

Lender

Name	SPIRE CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Mar 1, 2030
Index	1-Year CMT

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CASS MN
Recording Date	Aug 28, 2018
Property Address	1562 12TH AVE NW, BACKUS, MN 56435-2129
Document Number	A000643617
Instrument Date	Aug 24, 2018
Instrument	A000643617
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14626 71ST ST NE, OTSEGO, MN 55330-6548

Mortgage

Document Number	A000643618
Date	Aug 28, 2018
Instrument	A000643618

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1562 12th Ave NW was $1,470, up 25.6% from the year before.

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
County Subdivision	Ponto Lake Township
Unified School District	Pine River-Backus Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,470.00 (+25.64%)
2025	$1,170.00	$286,600 Land $152,900 Building $133,700	$286,600 Land $152,900 Building $133,700
2023	$882.00
2022		$190,300 Land $115,700 Building $74,600	$190,300 Land $115,700 Building $74,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1562 12th Ave NW.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1562 12th Ave NW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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