1561 Foster Cir, Algonquin, IL 60102 Property Records

Kane County property record for 1561 Foster Cir, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,228 sqft · built 2003
Lot Size	0.381 acres (16,604 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,500 (Apr 2003)
Tax Bill	$10,767 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-05-428-001`

Property Details

APN / Parcel Number

Primary APN	`03-05-428-001`

Interior

Bedrooms	4 Beds
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,228 sqft Living Area
Gross Area	5,610 sqft
1st Floor Area	1,722 sqft
Basement Area	1,722 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	16,604 sqft (0.381 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1561 FOSTER CIR
City	ALGONQUIN
State	IL
Zip	60102-6657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE RIDGE UNIT II SUBDIVISION: LOT 8
Legal Subdivision	STONE RIDGE UNIT II SUBDIVISION
Legal Block	4
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4016
Census Tract	850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1561 FOSTER CIR, ALGONQUIN, IL 60102-6657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2003 · Amount on Record
Deed Sale	Apr 10, 2003 · Amount on Record
Deed Document Number	200359642
Last Transfer Date	Dec 26, 2012
Transfer Doc	0000024634
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1561 FOSTER CIR, ALGONQUIN, IL 60102-6657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031157
Date	Jun 19, 2017
Instrument	2017K031157

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.39%
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1561 FOSTER CIR, ALGONQUIN, IL 60102-6657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064426
Date	Dec 12, 2017
Instrument	2017K064426

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,767.00 (+18.54%) Homeowner's exemption Senior Citizen's exemption	$164,721 (+9.42%) Land $26,823 Building $137,898	$494,361 (+9.42%) Land $80,501 Building $413,860
2024		$150,540 (+29.48%) Land $24,514 Building $126,026	$451,801 (+29.53%) Land $73,571 Building $378,229
2022	$9,083.00 (+3.13%) Homeowner's exemption	$116,265 (+5.91%) Land $22,057 Building $94,208	$348,795 (+5.91%) Land $66,171 Building $282,624
2021	$8,807.00 Homeowner's exemption	$109,777 Land $20,826 Building $88,951	$329,331 Land $62,478 Building $266,853

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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