1541 Foster Cir, Algonquin, IL 60102 Property Records

Kane County property record for 1541 Foster Cir, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,966 sqft · built 2003
Lot Size	0.316 acres (13,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Sep 2021)
Tax Bill	$10,825 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-05-427-011`

Property Details

APN / Parcel Number

Primary APN	`03-05-427-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,966 sqft Living Area
Gross Area	5,212 sqft
1st Floor Area	1,721 sqft
Basement Area	1,595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	13,759 sqft (0.316 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1541 FOSTER CIR
City	ALGONQUIN
State	IL
Zip	60102-6658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE RIDGE UNIT II SUBDIVISION: LOT 6
Legal Subdivision	STONE RIDGE UNIT II SUBDIVISION
Legal Block	4
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4017
Census Tract	850106

Owner

Source: Kane County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1541 FOSTER CIR, ALGONQUIN, IL 60102-6658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 21, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	May 21, 2019 · Amount on Record
Deed Document Number	202171178
Prior Transfer Date	May 12, 2008
Prior Transfer Doc	0000015036
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 20, 2021
Property Address	1541 FOSTER CIR, ALGONQUIN, IL 60102-6658
Document Number	0000071178
Map Reference	DOC 2000K095848
Instrument Date	Sep 13, 2021
Instrument	2021K071178
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1541 FOSTER CIR, 1541, ALGONQUIN, IL 60102-6658

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1541 FOSTER CIR, ALGONQUIN, IL 60102-6658

Mortgage

Document Number	0000071179
Date	Sep 20, 2021
Instrument	2021K071179

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 21, 2019
Property Address	1541 FOSTER CIR, ALGONQUIN, IL 60102-6658
Document Number	0000020390
Instrument Date	May 7, 2019
Instrument	20390
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9060 BARBERRY LN DES PLAINES IL 600164204, DES PLAINES, IL 60016-4204

Mortgage

Document Number	20391
Date	May 21, 2019
Instrument	20391

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,825.00 (+4.9%) Homeowner's exemption	$163,999 (+13.68%) Land $26,042 Building $137,957	$492,194 (+13.68%) Land $78,157 Building $414,037
2024	$10,319.00 (+17.53%)	$144,261 (+28.13%) Land $23,800 Building $120,461	$432,956 (+28.18%) Land $71,429 Building $361,528
2022	$8,780.00 (+3.14%) Homeowner's exemption	$112,592 (+5.91%) Land $21,414 Building $91,178	$337,776 (+5.91%) Land $64,242 Building $273,534
2021	$8,513.00 Homeowner's exemption	$106,309 Land $20,219 Building $86,090	$318,927 Land $60,657 Building $258,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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