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1561 Alligator St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1561 Alligator St, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2016
Square Footage2,358 sqft Living Area
Lot Size8,755 sqft (0.201 acres)
OccupancyOwner Occupied
Last Sale$100 (2024)
Tax Bill$4.00 (2024)

Property Details

APN / Parcel Number

Primary APN31-25-31-0840-0001-0040
Alternative APNs
  • 253131084000010040
  • 143677

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,358 sqft Living Area
Gross Area3,122 sqft Gross Area
1st Floor2,358 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,755 sqft (0.201 acres)
Depth X Width125 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area599 sqft Garage
Patio Area60 sqft Patio
Porch Area165 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1561 ALLIGATOR ST
CitySAINT CLOUD
StateFL
Zip34771-7536
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK PH 1A PB 19 PG 22-25 LOT 4
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK PH 1A
Legal Phase1A
Legal Tract840
Legal Block40
Legal Lot Number4
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2063
Census Tract43600

Owner

Source: Osceola County records · APN 31-25-31-0840-0001-0040

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1561 ALLIGATOR ST, SAINT CLOUD, FL 34771-7536
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 05, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Mar 03, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
WELLS FARGO BANK NA
May 08, 2018Loan Modification, Mortgage · Line of Credit
WELLS FARGO BK
Mar 24, 2017Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 09, 2024 · Amount on Record
Deed SaleMay 09, 2024 · Amount on Record
Prior SaleMar 24, 2017 · Amount on Record
Deed Doc Number202461852
Deed Book / Page6598 / 492
Prior Transfer DateMay 03, 2024
Prior Transfer Doc0065980492
Record RefreshedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1561 ALLIGATOR ST, SAINT CLOUD, FL 34771-7536
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1561 ALLIGATOR ST, SAINT CLOUD, FL 34771-7536

Mortgage

Document Number0068451044
DateSep 05, 2025
Book Page6845/1044
Instrument2025110680
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueJul 01, 2055

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1561 ALLIGATOR ST, SAINT CLOUD, FL 34771-7536
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1561 ALLIGATOR ST, SAINT CLOUD, FL 34771-7536

Mortgage

Document Number0061630245
DateMar 03, 2022
Book Page6163/245
Instrument2022034368
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term323 Months
DueFeb 01, 2049

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address1561 ALLIGATOR ST, SAINT CLOUD, FL 34771-7536
Document Number0053621221
Instrument DateMay 08, 2018
Transaction TypeMortgage
Record UpdatedJul 25, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1561 ALLIGATOR ST ST CLOUD FL 347717536, ST CLOUD, FL 34771-7536

Mortgage

Document Number0053621221
DateJul 06, 2018
Book Page005362/001221
Instrument103162
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 34711
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 05, 2048
Interest
Rate TypeAdjustable Rate
Rate4%

March 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 24, 2017
Property Address1561 ALLIGATOR ST, SAINT CLOUD, FL 34771-7536
Document Number0051211084
Book / Page5121 / 1084
Map ReferenceMB19 PG22-25
Instrument DateMar 23, 2017
Instrument2017045127
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 01, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,022.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address11028 PORTLAND AVE E APT L277, L277, TACOMA, WA 98445-5276

Mortgage

Document Number0051211085
DateMar 24, 2017
Instrument5121/1085
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00$295,230 (+5.99%)$394,000 (+0.2%) Land $75,000 Building $319,000
2024$4.00
2023$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$278,554 (+3%)$393,200 (+14.37%) Land $65,000 Building $328,200
2022$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$270,441$343,800 Land $60,000 Building $283,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,471 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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