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1557 Alligator St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1557 Alligator St, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,358 sqft · built 2016
Lot Size0.201 acres (8,755 sqft)
OwnerIndividual Name on Record
Last Sale$272,990 (Feb 2017)
Tax Bill$4,250 (2025)
Deeds & MortgagesFeb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-25-31-0840-0001-0060

Property Details

APN / Parcel Number

Primary APN31-25-31-0840-0001-0060
Alternative APNs
  • 253131084000010060
  • 143679

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,358 sqft Living Area
Gross Area3,122 sqft
1st Floor Area2,358 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,755 sqft (0.201 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeAttached
Garage Area599 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area360 sqft
PorchFinished/Open Porch
Porch Area165 sqft
Deck Area792 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1557 ALLIGATOR ST
CitySAINT CLOUD
StateFL
Zip34771-7536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionTURTLE CREEK PH 1A PB 19 PG 22-25 LOT 6
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK PH 1A
Legal Phase1A
Legal Tract840
Legal Block60
Legal Lot Number6
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2063
Census Tract43600

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1557 ALLIGATOR ST, SAINT CLOUD, FL 34771-7536
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2017 · Amount on Record
Deed SaleFeb 24, 2017 · Amount on Record
Prior SaleApr 7, 2011 · Amount on Record
Deed Document Number201729759
Deed Book / Page5107 / 778
Prior Transfer DateAug 5, 2010
Prior Transfer Doc0040180557
Record UpdatedJun 8, 2026

February 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 24, 2017
Property Address1557 ALLIGATOR ST, SAINT CLOUD, FL 34771-7536
Document Number0051070778
Book / Page5107 / 0778
Map ReferenceMB19 PG22-25
Instrument DateFeb 23, 2017
Instrument2017029759
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 1, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,911.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address1557 ALLIGATOR ST, SAINT CLOUD, FL 34771-7536

Mortgage

Document Number0051070779
DateFeb 24, 2017
Instrument5107/0779
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,250.00 (+18.09%) Homeowner's exemption$280,347 (+18.36%)$416,400 (+7.74%) Land $75,000 Building $341,400
2024$3,599.00 (+2.62%)
2023$3,507.00 (+3.6%) Homeowner's exemption$236,869 (+3%)$386,500 (+14.15%) Land $65,000 Building $321,500
2022$3,385.00 Homeowner's exemption$229,970$338,600 Land $60,000 Building $278,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: CenturyLink, Verizon, Xfinity.

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