15609 E Coral Rd, Union, IL 60180 Property Records

McHenry County property record for 15609 E Coral Rd, Union, IL 60180

Property Summary

Property Type	Rural Home
Details	2 ba · 2,079 sqft · built 1997
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Sep 2022)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-14-300-016`

Property Details

APN / Parcel Number

Primary APN	`17-14-300-016`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,079 sqft Living Area
Basement Area	2,065 sqft

Exterior

Year Built	Built 1997
Architectural Style	Ranch
Exterior Material	Concrete
Lot Area	435,600 sqft (10 acres)
Garage Area	1,049 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	15609 E CORAL RD
City	UNION
State	IL
Zip	60180-9664
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DOC 2022R0030923 E1/2 E1/2 NE1/4 SW1/4
Legal Range	06E
Legal Township	43N
Legal Section	14
Legal Subdivision	FARM LAND WITH BUILDINGS
Legal Block	300
Jurisdiction	MCHENRY IL
Township / Civil Division	CORAL
Census Block Group	4
Census Block	4038
Census Tract	871502

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15609 E CORAL RD, UNION, IL 60180-9664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Sep 2, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 23, 2021	Deed, Transfer · Commercial Mortgage AMERICAN COMMUNITY BANK & TRUST
Jun 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2022 · Amount on Record
Deed Sale	Sep 2, 2022 · Amount on Record
Prior Sale	Sep 23, 2021 · Amount on Record
Deed Document Number	2022R0030923
Record Updated	Jun 7, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	15609 E CORAL RD, UNION, IL 60180-9664
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15609 E CORAL RD, UNION, IL 60180-9664

Mortgage

Document Number	0000002629
Date	Feb 3, 2023
Instrument	2023R0002629

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.74%
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 2, 2022
Property Address	15609 E CORAL RD, UNION, IL 60180-9664
Document Number	0000030923
Instrument Date	Aug 26, 2022
Instrument	2022R0030923
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$515.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15609 E CORAL RD, UNION, IL 60180-9664

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 23, 2021
Property Address	15609 E CORAL RD, UNION, IL 60180-9664
Document Number	0000051917
Instrument Date	Sep 20, 2021
Instrument	2021R0051917
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15609 E CORAL RD, UNION, IL 60180-9664

Mortgage

Document Number	0000051918
Date	Sep 23, 2021
Instrument	2021R0051918

Lender

Name	AMERICAN COMMUNITY BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 24, 2019
Property Address	15609 E CORAL RD, UNION, IL 60180-9664
Document Number	0000018592
Instrument Date	May 6, 2019
Instrument	18592
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15609 E CORAL RD UNION IL 601809664, UNION, IL 60180-9664

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Coral Township
Elementary School District	Marengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School District	Marengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$130,660 Land $37,197 Building $93,463	$391,980 Land $111,591 Building $280,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
E-vergent Fixed Wireless	60 / 10
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Verizon.

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