16402 E Coral Rd, Union, IL 60180 Property Records

McHenry County property record for 16402 E Coral Rd, Union, IL 60180

Property Summary

Property Type	Rural Home
Details	1 ba · 2,170 sqft · built 1913
Lot Size	26.1 acres (1,139,094 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Dec 2017)
Deeds & Mortgages	May 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-10-400-006`

Property Details

APN / Parcel Number

Primary APN	`17-10-400-006`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,170 sqft Living Area
Basement Area	1,265 sqft

Exterior

Year Built	Built 1913
Construction Type	Frame
Lot Area	1,139,094 sqft (26.1 acres)
Porch	Porch

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	16402 E CORAL RD
City	UNION
State	IL
Zip	60180-9625
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DOC 2017R0046178 NELY OF CEN RD W1/2 SE1/4
Legal Range	06E
Legal Township	43N
Legal Section	10
Legal Subdivision	FARM LAND WITH BUILDINGS
Legal Block	400
Jurisdiction	MCHENRY IL
Township / Civil Division	CORAL
Census Block Group	4
Census Block	4031
Census Tract	871502

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9617 SEEMAN RD, UNION, IL 60180-9682
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK & TRUST
Jun 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK & TRUST
Dec 14, 2017	Warranty Deed, Transfer · Commercial Mortgage AMERICAN COMMUNITY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Prior Sale	Mar 7, 2014
Deed Document Number	2017R0046178
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	16402 E CORAL RD, UNION, IL 60180-9625
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026441
Date	May 14, 2021
Instrument	2021R0026441

Lender

Name	AMERICAN COMMUNITY BANK & TRUST
Type	Bank
Address	WOODSTOCK, IL 60098

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	16402 E CORAL RD, UNION, IL 60180-9625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018770
Date	Jun 25, 2019
Instrument	2019R0018770

Lender

Name	AMERICAN COMMUNITY BANK & TRUST
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 14, 2017
Property Address	16402 E CORAL RD, UNION, IL 60180-9625
Document Number	0000046178
Instrument Date	Dec 13, 2017
Instrument	2017R0046178
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Tax	$390.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1572 HOLLY CT, 1572, LONG GROVE, IL 60047-5139

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9617 SEEMAN RD, UNION, IL 60180-9682

Mortgage

Document Number	0000046179
Date	Dec 14, 2017
Instrument	2017R0046179

Lender

Name	AMERICAN COMMUNITY BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Coral Township
Elementary School District	Marengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School District	Marengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$65,450 Land $15,124 Building $50,326	$196,350 Land $45,372 Building $150,978

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, E-vergent, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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