15603 Garlock Ln, Prather, CA 93651 Property Records

Fresno County property record for 15603 Garlock Ln, Prather, CA 93651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1985
Lot Size	4.91 acres (213,880 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Dec 2021)
Tax Bill	$4,792 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`138-371-55`

Property Details

APN / Parcel Number

Primary APN	`138-371-55`
Alternative APN	`13837062`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,900 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	213,880 sqft
Lot Dimensions	576 ft deep x 373 ft wide
Garage Area	3,016 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1,250 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative

Location & Zoning

Street Address	15603 GARLOCK LN
City	PRATHER
State	CA
Zip	93651-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AL40
Legal Description	4.91 AC PARCEL 4 P/M 5916 BK 39 PG 72
Legal Subdivision	PARCEL MAP NO 5916
Jurisdiction	FRESNO CA
Township / Civil Division	SIERRA
Census Block Group	2
Census Block	2009
Census Tract	6406

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15603 GARLOCK LN, PRATHER, CA 93651-9707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 23, 2021	Grant Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Apr 13, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Apr 13, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Prior Sale	Apr 14, 2005 · Amount on Record
Deed Document Number	2021210168
Prior Transfer Date	Apr 4, 2018
Prior Transfer Doc	0000043317
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	15603 GARLOCK LN, PRATHER, CA 93651-9707
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15603 GARLOCK LN, PRATHER, CA 93651-9707

Mortgage

Document Number	0000117036
Date	Dec 5, 2025
Instrument	2025-0117036

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	DALY CITY, CA 94014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Dec 23, 2021
Property Address	15603 GARLOCK LN, PRATHER, CA 93651-9707
Document Number	0000210168
Map Reference	MB 39 PG 72
Instrument Date	Dec 19, 2021
Instrument	2021-0210168
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15603 GARLOCK LN, PRATHER, CA 93651-9707

Mortgage

Document Number	0000210169
Date	Dec 23, 2021
Instrument	2021-0210169

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Apr 13, 2018
Property Address	15603 GARLOCK LN, PRATHER, CA 93651-9707
Document Number	0000043315
Map Reference	MB 39 PG 72
Instrument Date	Apr 4, 2018
Instrument	2018-0043315
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4220 HARMON RD, EL SOBRANTE, CA 94803-3010

Mortgage

Document Number	0000043316
Date	Apr 13, 2018
Instrument	2018-0043316

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRESNO CA
Recording Date	Apr 13, 2018
Property Address	15603 GARLOCK LN, PRATHER, CA 93651-9707
Document Number	0000043317
Instrument Date	Apr 4, 2018
Instrument	43317
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4220 HARMON RD EL SOBRANTE CA 948033010, EL SOBRANTE, CA 94803-3010

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Unified School District	Sierra Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,032 (+2%) Land $162,364 Building $297,668
2025	$4,792.00 (+8.29%)	$451,013 (+4.04%) Land $159,181 Building $291,832
2023	$4,425.00 (+1.26%)	$433,500 Land $153,000 Building $280,500
2022	$4,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Table Top Telephone Fiber	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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