15505 Garlock Ln, Prather, CA 93651 Property Records

Fresno County property record for 15505 Garlock Ln, Prather, CA 93651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,360 sqft · built 1990
Lot Size	9.81 acres (427,759 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Apr 2026)
Tax Bill	$5,519 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`138-371-56`

Property Details

APN / Parcel Number

Primary APN	`138-371-56`
Alternative APN	`13837055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,360 sqft Living Area
1st Floor Area	3,140 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	427,759 sqft
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	15505 GARLOCK LN
City	PRATHER
State	CA
Zip	93651-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AL40
Legal Description	9.82 AC IN PARCEL 14 P/M 4209 BK 33 PGS 12-16
Legal Range	22E
Legal Township	11S
Legal Section	12
Jurisdiction	FRESNO CA
Township / Civil Division	SIERRA
Census Block Group	2
Census Block	2009
Census Tract	6406

Owner

15505 Garlock Ln is owned and occupied by two individuals who bought it in April 2026.

Source: Fresno County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15505 GARLOCK LN, PRATHER, CA 93651-9707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Grant Deed, Transfer · Conventional Mortgage AMERA MORTGAGE CORPORATION
Nov 15, 2022	Correction Deed
Aug 10, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	May 31, 2001 · Amount on File
Deed Document Number	202632187
Prior Transfer Date	Nov 7, 2022
Prior Transfer Doc	0000139452
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Apr 1, 2026
Property Address	15505 GARLOCK LN, PRATHER, CA 93651-9707
Document Number	0000032187
Instrument Date	Mar 23, 2026
Instrument	202632187
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97,212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15505 GARLOCK LN, PRATHER, CA 93651-9707

Mortgage

Document Number	0000032188,
Date	Apr 1, 2026
Instrument	202632188

Lender

Name	AMERA MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	FRESNO CA
Recording Date	Nov 15, 2022
Property Address	15505 GARLOCK LN, PRATHER, CA 93651-9707
Document Number	0000139452
Map Reference	MB 33 PG 12-16
Instrument Date	Nov 7, 2022
Instrument	2022-0139452
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15505 GARLOCK LN, PRATHER, CA 93651-9707

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Aug 10, 2022
Property Address	15505 GARLOCK LN, PRATHER, CA 93651-9707
Document Number	0000101154
Map Reference	MB 33 PG 12-16
Instrument Date	Aug 8, 2022
Instrument	2022-0101154
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15505 OARLOCK LANE, PRATHER, CA 93651

Tax Assessment & Valuation

The 2025 property tax bill for 15505 Garlock Ln was $5,519.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Unified School District	Sierra Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$537,014 (+2%) Land $107,574 Building $429,440
2025	$5,519.00 Homeowner's exemption	$526,485 Land $105,465 Building $421,020
2023	$5,094.00 (+1.27%) Homeowner's exemption	$506,043 Land $101,371 Building $404,672
2022	$5,030.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15505 Garlock Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15505 Garlock Ln is high, ranking above 78% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Table Top Telephone Fiber	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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