1560 W 23rd St, Merced, CA 95340 Property Records

Merced County property record for 1560 W 23rd St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1953
Lot Size	0.198 acres (8,643 sqft)
Owner	2 Company Names on Record
Last Sale	$170,000 (Dec 2020)
Tax Bill	$2,425 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`030-133-001-000`

Property Details

APN / Parcel Number

Primary APN	`030-133-001-000`
Alternative APN	`030-133-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	1,541 sqft
1st Floor Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,643 sqft (0.198 acres)
Garage Type	Attached
Garage Area	357 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	50 sqft
Patio Area	533 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030-133-001
Street Address	1560 W 23RD ST
City	MERCED
State	CA
Zip	95340-3445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	FERRO TR LOT 8 BLK 64
Legal Subdivision	FERRO TR
Legal Block	64
Legal Lot Number	8
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2009
Census Tract	1301

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1560 W 23RD ST, MERCED, CA 95340-3445
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Grant Deed, Transfer ACCOMMODATION/COURTESY RECORDI
Apr 27, 2026	Grant Deed, Transfer · Conventional Mortgage MERCED SCHOOL EMPLOYEES FEDERAL CRED UNION
Dec 28, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 17, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	Jan 10, 2006 · Amount on Record
Deed Document Number	202048772
Last Transfer Date	Apr 8, 2026
Transfer Doc	0000010591
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 27, 2026
Property Address	1560 W 23RD ST, MERCED, CA 95340-3445
Document Number	0000010593
Instrument Date	Apr 8, 2026
Instrument	202610593
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	ACCOMMODATION/COURTESY RECORDI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1560 W 23RD ST, MERCED, CA 95340-3445

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 27, 2026
Property Address	1560 W 23RD ST, MERCED, CA 95340-3445
Document Number	0000010591
Instrument Date	Apr 8, 2026
Instrument	202610591
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ACCOMMODATION/COURTESY RECORDI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 W 23RD ST, MERCED, CA 95340-3445

Mortgage

Document Number	0000010592,
Date	Apr 27, 2026
Instrument	202610592

Lender

Name	MERCED SCHOOL EMPLOYEES FEDERAL CRED UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Dec 28, 2021
Property Address	1560 W 23RD ST, MERCED, CA 95340-3445
Document Number	0000057568
Map Reference	VOL 10 PG 46
Instrument Date	Dec 28, 2021
Instrument	2021057568
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 W 23RD ST, MERCED, CA 95340-3445

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 17, 2020
Property Address	1560 W 23RD ST, MERCED, CA 95340-3445
Document Number	0000048772
Instrument Date	Dec 2, 2020
Instrument	48772
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$187.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1544 W 23RD ST MERCED CA 953403445, MERCED, CA 95340-3445

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$229,148 (+2%) Land $87,405 Building $141,743
2025	$2,425.00 (+7.4%) Homeowner's exemption	$224,656 (+4.04%) Land $85,692 Building $138,964
2023	$2,258.00 (+1.44%) Homeowner's exemption	$215,934 Land $82,365 Building $133,569
2022	$2,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 130 policies
Nearby Flood Policies	130 in force
Nearby Flood Claims	8 (1995–2023)
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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