1520 W 23rd St, Merced, CA 95340 Property Records

Merced County property record for 1520 W 23rd St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,506 sqft · built 1952
Lot Size	0.203 acres (8,840 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Mar 2014)
Tax Bill	$1,838 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-133-006-000`

Property Details

APN / Parcel Number

Primary APN	`030-133-006-000`
Alternative APN	`030-133-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,506 sqft Living Area
Gross Area	1,746 sqft
1st Floor Area	1,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,840 sqft (0.203 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030-133-006
Street Address	1520 W 23RD ST
City	MERCED
State	CA
Zip	95340-3445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	FERRO TR LOT 3 BLK 64
Legal Subdivision	FERRO TR
Legal Block	64
Legal Lot Number	3
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2009
Census Tract	1301

Owner

1520 W 23rd St is owned and occupied by an individual who bought it in March 2014.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1520 W 23RD ST, MERCED, CA 95340-3445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2014 · Amount on File
Deed Sale	Mar 11, 2014 · Amount on File
Prior Sale	Sep 20, 2013 · Amount on File
Deed Document Number	20147088
Prior Transfer Date	Feb 5, 2014
Prior Transfer Doc	0000007089
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1520 W 23RD ST, MERCED, CA 95340-3445
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018415
Date	Jun 9, 2020
Instrument	2020018415

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union
Address	MERCED, CA 95348

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 8, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1520 W 23rd St was $1,838 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$175,039 (+2%) Land $31,253 Building $143,786
2025	$1,838.00 Homeowner's exemption	$171,608 Land $30,641 Building $140,967
2023	$1,711.00 (+1.48%) Homeowner's exemption	$164,946 Land $29,452 Building $135,494
2022	$1,686.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1520 W 23rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 130 policies
Nearby Flood Policies	130 in force
Nearby Flood Claims	8 (1995–2023)
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 W 23rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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