1560 Howell St, Cape Girardeau, MO 63701 Property Records

Cape Girardeau County property record for 1560 Howell St, Cape Girardeau, MO 63701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,310 sqft · built 1960
Lot Size	0.269 acres (11,718 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,200 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`167090010010000000`

Property Details

APN / Parcel Number

Primary APN	`167090010010000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
Basement Area	1,310 sqft
Game Room	Game Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Stone
Construction Type	Frame
Lot Area	11,718 sqft (0.269 acres)
Lot Dimensions	150 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1560 HOWELL ST
City	CAPE GIRARDEAU
State	MO
Zip	63701-2862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OL 75 SUR 2199
Legal Range	13E
Legal Township	31S
Legal Section	25
Legal Subdivision	ELLIS FARM SUBD
Legal Lot Number	7
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	CAPE GIRARDEAU
Census Block Group	2
Census Block	2000
Census Tract	881100

Owner

1560 Howell St is owned and occupied by two individuals who acquired it in May 2018.

Source: Cape Girardeau County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1560 HOWELL ST, CAPE GIRARDEAU, MO 63701-2862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 3, 2025	Warranty Deed, Transfer
Nov 13, 2023	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Oct 16, 2020	Warranty Deed, Transfer FIRST MO ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018
Deed Sale	May 17, 2018
Deed Document Number	20184667
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	1560 HOWELL ST, CAPE GIRARDEAU, MO 63701-2862
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600269
Date	Jan 12, 2026
Instrument	2026-00269

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2055

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Dec 3, 2025
Property Address	1560 HOWELL ST, CAPE GIRARDEAU, MO 63701-2862
Document Number	0202510051
Map Reference	PB 2 PG 13
Instrument Date	Dec 2, 2025
Instrument	2025-10051
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 HOWELL ST, CAPE GIRARDEAU, MO 63701-2862

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Nov 13, 2023
Property Address	1560 HOWELL ST, CAPE GIRARDEAU, MO 63701-2862
Document Number	0202309359
Instrument Date	Nov 9, 2023
Instrument	2023-09359
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 HOWELL ST, CAPE GIRARDEAU, MO 63701-2862

Mortgage

Document Number	0202309360
Date	Nov 13, 2023
Instrument	2023-09360

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Oct 16, 2020
Property Address	1560 HOWELL ST, CAPE GIRARDEAU, MO 63701-2862
Document Number	0000013026
Instrument Date	Oct 7, 2020
Instrument	13026
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	CAPE COUNTY ABSTRACT AND TITLE COMPANY, CAPE CNTY ABS & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2304 COVINGTON MDWS POPLAR BLUFF MO 639012414, POPLAR BLUFF, MO 63901-2414

Mortgage

Document Number	13027
Date	Oct 16, 2020
Instrument	13027

Lender

Name	FIRST MO ST BK
Type	Bank
Address	POPLAR BLUFF, MO 63902

Agreement

Amount	Amount on Record
Term	240 Months
Due	Oct 15, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1560 Howell St was $1,200.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Municipality	Cape Girardeau City
Unified School District	Cape Girardeau 63 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,980 (-) Land $2,090 Building $20,890	$120,920 (-) Land $10,982 Building $109,938
2025	$1,200.00	$22,980 Land $2,090 Building $20,890	$120,920 Land $10,982 Building $109,938
2023	$1,137.00	$21,880 Land $1,990 Building $19,890	$115,162 Land $10,459 Building $104,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1560 Howell St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	67 (1979–2008)
Claims Outside the SFHA	1 of 67
Most Recent Claim	Mar 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1560 Howell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU PWS serves 39,941 people · EPA ID MO4010136
Water Source	Groundwater
Last State Inspection	May 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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