1548 Howell St, Cape Girardeau, MO 63701 Property Records

Cape Girardeau County property record for 1548 Howell St, Cape Girardeau, MO 63701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,308 sqft · built 1960
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Tax Bill	$1,204 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`167090010012000000`

Property Details

APN / Parcel Number

Primary APN	`167090010012000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Basement Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	152 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1548 HOWELL ST
City	CAPE GIRARDEAU
State	MO
Zip	63701-2862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 7 ELLIS FARM SUBD UNRECORDED E-39
Legal Range	14E
Legal Township	31S
Legal Section	30
Legal Subdivision	ELLIS FARM SUBD
Legal Lot Number	7
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	CAPE GIRARDEAU
Census Block Group	2
Census Block	2000
Census Tract	881100

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1548 HOWELL ST, CAPE GIRARDEAU, MO 63701-2862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE BANK
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE BANK
Jun 4, 2018	Warranty Deed, Transfer · Conventional Mortgage ALLIANCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021
Deed Sale	Nov 23, 2021
Prior Sale	Jun 8, 2021
Deed Document Number	202115648
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	1548 HOWELL ST, CAPE GIRARDEAU, MO 63701-2862
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102906
Date	Mar 3, 2021
Instrument	2021-02906

Lender

Name	ALLIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	1548 HOWELL ST, CAPE GIRARDEAU, MO 63701-2862
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100991
Date	Jan 25, 2021
Instrument	2021-00991

Lender

Name	ALLIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Jun 4, 2018
Property Address	1548 HOWELL ST, CAPE GIRARDEAU, MO 63701-2862
Document Number	0201805262
Map Reference	BK 433 PG 597
Instrument Date	May 31, 2018
Instrument	201805262
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1548 HOWELL ST, CAPE GIRARDEAU, MO 63701-2862
Investor	Possibly a Property Investor

Mortgage

Document Number	0201805263
Date	Jun 4, 2018
Instrument	201805263

Lender

Name	ALLIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Municipality	Cape Girardeau City
Unified School District	Cape Girardeau 63 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,060 (-) Land $2,410 Building $20,650	$121,329 (-) Land $12,668 Building $108,661
2025	$1,204.00 (+5.61%)	$23,060 (+5.06%) Land $2,410 Building $20,650	$121,329 (+5%) Land $12,668 Building $108,661
2023	$1,140.00	$21,950 Land $2,290 Building $19,660	$115,552 Land $12,065 Building $103,487

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	67 (1979–2008)
Claims Outside the SFHA	1 of 67
Most Recent Claim	Mar 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU PWS serves 39,941 people · EPA ID MO4010136
Water Source	Groundwater
Last State Inspection	May 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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