Chisago County property record for 1560 440th St, Harris, MN 55032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,476 sqft · built 1986 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $59,310 (Jun 2011) |
| Tax Bill | $3,756 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00299-10 |
| Primary APN | 03-00299-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| Gross Area | 2,240 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Detached |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3973392 |
|---|---|
| Street Address | 1560 440TH ST |
| City | HARRIS |
| State | MN |
| Zip | 55032-3818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | W 330 FT OF SE1/4 OF SW1/4 |
| Legal Range | 022 |
| Legal Township | 036 |
| Legal Section | 22 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | FISH LAKE |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 110100 |
1560 440th St is owned and occupied by an individual who bought it in June 2011.
Source: Chisago County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1560 440TH ST, HARRIS, MN 55032-3818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2011 · Amount on File |
| Deed Sale | Jun 6, 2011 · Amount on File |
| Deed Document Number | 201112016 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Property Address | 1560 440TH ST, HARRIS, MN 55032-3818 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | A606234 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | A-606234 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 1, 2033 |
The 2026 property tax bill for 1560 440th St was $3,756 with a homeowner's exemption, up 6.6% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| County Subdivision | Fish Lake Township |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,756.00 (+6.64%) | ||
| 2025 | $3,522.00 Homeowner's exemption | ||
| 2024 | $304,100 (-0.56%) | $321,700 (+2.22%) | |
| 2023 | $3,290.00 (-0.18%) Homeowner's exemption | $305,800 (+7.45%) | $314,700 (+6.57%) Land $102,500 Building $212,200 |
| 2022 | $3,296.00 (+1.98%) Homeowner's exemption | $284,600 (+23.47%) | $295,300 (+20.24%) Land $92,800 Building $202,500 |
| 2021 | $3,232.00 | $230,500 | $245,600 Land $75,600 Building $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1560 440th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1560 440th St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
5G and 4G LTE (outdoors only)
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