Chisago County property record for 1348 440th St, Harris, MN 55032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1990 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,758 (2026) |
| Deeds & Mortgages | Dec 2025 Transfer Dec 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00298-20 |
| Primary APN | 03-00298-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 1,660 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,456 sqft |
| Utility Building | 100 sqft |
| Pole Barn | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3987974 |
|---|---|
| Street Address | 1348 440TH ST |
| City | HARRIS |
| State | MN |
| Zip | 55032-3860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | THAT PT OF THE SW1/4 OF SW1/4 BG AT THE SE CORNER TH W ALONG THE S LINE A DIS OF 714 FT TO THE PT OF BG OF THE PARCEL TO BE |
| Legal Range | 022 |
| Legal Township | 036 |
| Legal Section | 22 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | FISH LAKE |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 110100 |
1348 440th St is owned and occupied by two individuals who acquired it in December 2025.
Source: Chisago County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1348 440TH ST, HARRIS, MN 55032-3860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Dec 30, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 10, 2025 |
| Transfer Doc | 0000689586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | Dec 19, 2025 |
| Property Address | 1348 440TH ST, HARRIS, MN 55032-3860 |
| Document Number | 000A689378 |
| Instrument Date | Dec 10, 2025 |
| Instrument | A-689378 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1348 440TH ST, HARRIS, MN 55032-3860 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | Dec 30, 2025 |
| Property Address | 1348 440TH ST, HARRIS, MN 55032-3860 |
| Document Number | 000A689586 |
| Instrument Date | Dec 10, 2025 |
| Instrument | A-689586 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1348 440TH ST, HARRIS, MN 55032-3860 |
The 2026 property tax bill for 1348 440th St was $2,758 with a homeowner's exemption, up 1.8% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| County Subdivision | Fish Lake Township |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,758.00 (+1.77%) | ||
| 2025 | $2,710.00 Homeowner's exemption | ||
| 2024 | $260,600 (-0.5%) | $281,800 (+2.7%) | |
| 2023 | $2,530.00 Homeowner's exemption | $261,900 (+8.18%) | $274,400 (+7.06%) Land $90,200 Building $184,200 |
| 2022 | $242,100 | $256,300 Land $82,600 Building $173,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1348 440th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1348 440th St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
May also be available: GigFire, Verizon.
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