156 Wilson Ln, Berea, KY 40403 Property Records

Madison County property record for 156 Wilson Ln, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1.95 acres (84,942 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Feb 2023)
Tax Bill	$2,357 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0086-0000-0002-AB`

Property Details

APN / Parcel Number

Primary APN	`0086-0000-0002-AB`
Alternative APNs	`106286` `122959` `52507`

Exterior

Lot Area	84,942 sqft (1.95 acres)

Location & Zoning

Account Number	52507
Street Address	156 WILSON LN
City	BEREA
State	KY
Zip	40403-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANTHONY BURNELL LOT 2 & 6C
Legal Subdivision	ANTHONY BURNELL
Legal Lot Number	2,6C
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2006
Census Tract	11101

Owner

Source: Madison County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	156 WILSON LN, BEREA, KY 40403-9717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Feb 2, 2023	Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Feb 25, 2019	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2023 · Amount on Record
Deed Sale	Feb 2, 2023 · Amount on Record
Prior Sale	Feb 25, 2019 · Amount on Record
Deed Document Number	202314130258
Deed Book / Page	834 / 355
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Jun 16, 2026
Property Address	156 WILSON LN, BEREA, KY 40403-9717
Document Number	0014355851
Book / Page	2476 / 128
Instrument Date	Jun 8, 2026
Instrument	202614355851
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 WILSON LN, BEREA, KY 40403-9717

Mortgage

Document Number	0014355851,
Date	Jun 16, 2026
Book Page	2476/128
Instrument	202614355851

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Apr 1, 2053

Interest

Rate	6.37%
Max Rate	-1%

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 2, 2023
Property Address	156 WILSON LN, BEREA, KY 40403-9717
Document Number	00D834/355
Book / Page	D834 / 355
Map Reference	MB 8 PG 23
Instrument Date	Jan 30, 2023
Instrument	2014130258
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 MCHARGUE BRANCH RD, MOUNT VERNON, KY 40456-6606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 WILSON LN, BEREA, KY 40403-9717

Mortgage

Document Number	2014130261
Date	Feb 2, 2023
Instrument	2014130261

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 25, 2019
Property Address	156 WILSON LN, BEREA, KY 40403-9717
Document Number	D00770/243
Book / Page	D00770 / 243
Map Reference	MB 8 PG 23
Instrument Date	Feb 22, 2019
Instrument	2013988740
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 CHARLES AVE, STANTON, KY 40380-2309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 WILSON LN, BEREA, KY 40403-9717

Mortgage

Document Number	2013988741
Date	Feb 25, 2019
Instrument	2013988741

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,357.00 (+42.94%)	$250,000 (+47.06%)	$250,000 (+47.06%)
2023	$1,649.00	$170,000	$170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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