156 W Orange Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 156 W Orange Rd, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,196 sqft · built 1959
Lot Size0.524 acres (22,816 sqft)
OwnerIndividual Name on File
Last Sale$242,500 (Dec 2025)
Tax Bill$4,264 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8813-16-478-018

Property Details

APN / Parcel Number

Primary APN8813-16-478-018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
1st Floor Area1,196 sqft
Basement Area1,196 sqft
Finished Basement675 sqft
Unfinished Basement1,196 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area22,816 sqft (0.524 acres)
Lot Dimensions184 ft deep x 124 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area168 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address156 W ORANGE RD
CityWATERLOO
StateIA
Zip50701-9254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLICHTY ORANGE ADDITION LOT 9
Legal Range13W
Legal Township88N
Legal Section16
Legal SubdivisionLICHTY ORANGE ADDITION
Legal Lot Number9
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1047
Census Tract3001

Owner

Source: Black Hawk County records · APN 8813-16-478-018

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address156 W ORANGE RD, WATERLOO, IA 50701-9254
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Warranty Deed, Transfer · Conventional Mortgage
EMPEOPLE CU
Jun 20, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
UNIVERSITY OF IOWA CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 18, 2025 · Amount on Record
Deed SaleDec 18, 2025 · Amount on Record
Prior SaleJun 20, 2019 · Amount on Record
Deed Document Number202518631
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateDec 18, 2025
Property Address156 W ORANGE RD, WATERLOO, IA 50701-9254
Document Number0202518631
Instrument DateDec 15, 2025
Instrument2025-18631
Transaction TypeTransfer
Record UpdatedDec 30, 2025
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$387.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address156 W ORANGE RD, WATERLOO, IA 50701-9254

Mortgage

Document Number0202518632
DateDec 18, 2025
Instrument2025-18632
Lender
NameEMPEOPLE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.37%
AdjustableAdjustable Rate Rider
Type Change DateJan 01, 2031
Change FrequencyAnnually
Min Rate At Change5.37%
Max Rate At Change7.37%
Index1-Year CMT
Max Rate10.3%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJun 20, 2019
Property Address156 W ORANGE RD, WATERLOO, IA 50701-9254
Document Number201900019245
Instrument DateJun 14, 2019
Instrument201900019245
Transaction TypeTransfer
Record UpdatedDec 30, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address156 W ORANGE RD, WATERLOO, IA 50701-9254

Mortgage

Document Number201900019246
DateJun 20, 2019
Instrument201900019246
Lender
NameUNIVERSITY OF IOWA CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,264.00 Homeowner's exemption$219,950 (+6.35%) Land $36,830 Building $183,120$219,950 (+6.35%) Land $36,830 Building $183,120
2024$4,264.00 (+27.28%)
2023$206,820 (+28.1%) Land $36,830 Building $169,990$206,820 (+28.1%) Land $36,830 Building $169,990
2022$3,350.00 Homeowner's exemption$161,450 Land $36,830 Building $124,620
2021$161,450 Land $36,830 Building $124,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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