155 W Orange Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 155 W Orange Rd, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1949
Square Footage1,088 sqft Living Area
Lot Size36,880 sqft (0.847 acres)
OccupancyOwner Occupied
Last Sale$113,000 (2022)
Tax Bill$2,482.00 (2025)

Property Details

APN / Parcel Number

Primary APN8813-21-226-003

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,088 sqft Living Area
1st Floor1,088 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area36,880 sqft (0.847 acres)
Depth X Width352 ft x 80 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area336 sqft Garage
Patio Area130 sqft Patio
Porch1 Porch
Porch Area32 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address155 W ORANGE RD
CityWATERLOO
StateIA
Zip50701-9254
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionUNPLATTED WLOO WEST PART NE NE SEC 21 T 88 R 13 COM AT A PT ON N LINE SEC THAT IS 607 FT W OF A PT THAT IS 29 17/27 RDS W OF
Legal Range13W
Legal Township88N
Legal Section21
Legal SubdivisionUNPLATTED WLOO WEST
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup1
Census Block1046
Census Tract3001

Owner

Source: Black Hawk County records · APN 8813-21-226-003

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address155 W ORANGE RD, WATERLOO, IA 50701-9254
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2024Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
Jun 20, 2022Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU
Apr 23, 2019Deed of Trust, Mortgage · Stand Alone Refinance
CEDAR FALLS COMMUNITY CREDIT UNION
Aug 26, 2020Deed of Trust, Mortgage · Line of Credit
CEDAR FALLS COMMUNITY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 20, 2022 · Amount on Record
Deed SaleJun 20, 2022 · Amount on Record
Prior SaleOct 08, 2010 · Amount on Record
Deed Doc Number202224630
Transfer Doc0000024629
Record RefreshedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address155 W ORANGE RD, WATERLOO, IA 50701-9254
Transaction TypeMortgage
Record UpdatedMar 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 W ORANGE RD, WATERLOO, IA 50701-9254

Mortgage

Document Number202400010957
DateMar 08, 2024
Instrument202400010957
Lender
NameVERIDIAN CU
TypeCredit Union
AddressPO BOX 6000, WATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 07, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJun 20, 2022
Property Address155 W ORANGE RD, WATERLOO, IA 50701-9254
Document Number202200024630
Instrument DateJun 16, 2022
Instrument202200024630
Transaction TypeTransfer
Record UpdatedJul 04, 2022
Title CompanyTITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 W ORANGE RD, WATERLOO, IA 50701-9254

Mortgage

Document Number202200024631
DateJun 20, 2022
Instrument202200024631
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateJul 01, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.5%
Index1-Year CMT
Max Rate9.5%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address155 W ORANGE RD, WATERLOO, IA 50701-9254
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900015708
DateApr 23, 2019
Instrument201900015708
Lender
NameCEDAR FALLS COMMUNITY CREDIT UNION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term61 Months
DueMay 01, 2024

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address155 W ORANGE RD, WATERLOO, IA 50701-9254
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100004147
DateAug 26, 2020
Instrument202100004147
Lender
NameCEDAR FALLS COMMUNITY CU
TypeCredit Union
AddressCEDAR FALLS, IA 50613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 25, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,482.00 Homeowner's exemption$133,240 (+6.93%) Land $29,700 Building $103,540$133,240 (+6.93%) Land $29,700 Building $103,540
2024$2,482.00 (+11.7%)
2023$124,610 (+23.21%) Land $29,700 Building $94,910$124,610 (+23.21%) Land $29,700 Building $94,910
2022$2,222.00 Homeowner's exemption$101,140 Land $29,700 Building $71,440
2021$101,140 Land $29,700 Building $71,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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