156 Undercliff Ave, Apt 1, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 156 Undercliff Ave, Apt 1, Edgewater, NJ 07020

Property Summary

Property Type	Duplex
Details	3,000 sqft · built 2017
Lot Size	0.07 acres (3,058 sqft)
Owner	Individual Name on Record
Last Sale	$1,345,000 (Mar 2020)
Tax Bill	$21,992 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00078-0000-00003-0000-C0001`

Property Details

APN / Parcel Number

Primary APN	`13-00078-0000-00003-0000-C0001`

Interior

Units	4 Units
Stories	1 Story
Building Area	3,000 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	3,058 sqft (0.07 acres)
Lot Dimensions	90 ft deep x 34 ft wide

Location & Zoning

Street Address	156 UNDERCLIFF AVE, 1
City	EDGEWATER
State	NJ
Zip	07020-1194
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	AH2
Legal Description	34X90
Legal Subdivision	156 UNDERCLIFF AVE CONDO
Legal Block	78
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2001
Census Tract	13004

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	156 UNDERCLIFF AVE, C, EDGEWATER, NJ 07020-1194
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Prior Sale	Mar 11, 2020 · Amount on Record
Record Updated	Sep 20, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 11, 2020
Property Address	156 UNDERCLIFF AVE APT 1, 1, EDGEWATER, NJ 07020-1194
Document Number	0035410963
Book / Page	003541 / 000963
Instrument Date	Oct 25, 2019
Instrument	20029380
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 UNDERCLIFF AVE #C EDGEWATER NJ 070201430, C, EDGEWATER, NJ 07020-1430

Mortgage

Document Number	35410970
Date	Mar 11, 2020
Book Page	003541/000970
Instrument	20029381

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	7%

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,424,800 (+6.57%) Land $284,000 Building $1,140,800	$1,424,800 (+6.57%) Land $284,000 Building $1,140,800
2025	$21,992.00 (+5.73%)	$1,336,900 (+4.85%) Land $272,900 Building $1,064,000	$1,336,900 (+4.85%) Land $272,900 Building $1,064,000
2024	$20,800.00 (+3.88%)
2023		$1,275,000 Land $259,600 Building $1,015,400	$1,275,000 Land $259,600 Building $1,015,400
2022	$20,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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