Bergen County and Edgewater Borough property record for 154A Undercliff Ave, Edgewater, NJ 07020
| Property Type | Duplex |
|---|---|
| Details | 2,317 sqft · built 2019 |
| Lot Size | 0.122 acres (5,323 sqft) |
| Owner | Individual Name on File |
| Last Sale | $998,000 (Sep 2020) |
| Tax Bill | $18,952 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00078-0000-00004-0000-C000A |
| Primary APN | 13-00078-0000-00004-0000-C000A |
|---|
| Building Area | 2,317 sqft Living Area |
|---|
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Duplex Single |
| Lot Area | 5,323 sqft (0.122 acres) |
| Lot Dimensions | 242 ft deep x 22 ft wide |
| Street Address | 154A UNDERCLIFF AVE, A |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1589 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | 22X242 |
| Legal Subdivision | 154A UNDERCLIFF AVE CONDO |
| Legal Block | 78 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13004 |
154A Undercliff Ave is owned and occupied by an individual who bought it in September 2020.
Source: Bergen County and Edgewater Borough records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 154A UNDERCLIFF AVE, A, EDGEWATER, NJ 07020-1589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG |
| Sep 2, 2020 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2020 · Amount on File |
| Deed Sale | Sep 2, 2020 · Amount on File |
| Prior Sale | Sep 2, 2020 |
| Deed Document Number | 202080835 |
| Deed Book / Page | 3691 / 671 |
| Prior Transfer Date | Jun 10, 2020 |
| Prior Transfer Doc | 0036910633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 154A UNDERCLIFF AVE, EDGEWATER, NJ 07020-1589 |
| Document Number | 0036910676 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 154 UNDERCLIFF AVE #A EDGEWATER NJ 070203100, A, EDGEWATER, NJ 07020-3100 |
| Document Number | 0036910676 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 003691/000676 |
| Instrument | 80836 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 2, 2020 |
| Property Address | 154A UNDERCLIFF AVE, EDGEWATER, NJ 07020-1589 |
| Document Number | 0036910671 |
| Book / Page | 3691 / 671 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 20-080835 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,551.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 SYLVAN AVE STE 206, 333, ENGLEWD CLFS, NJ 07632-2732 |
| Name | Verified Name |
|---|---|
| Address | 154A UNDERCLIFF AVE # A, A, EDGEWATER, NJ 07020-1589 |
| Document Number | 0020080836 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 20-080836 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 154A Undercliff Ave was $18,952, up 6.5% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,230,100 (+6.77%) Land $358,100 Building $872,000 | $1,230,100 (+6.77%) Land $358,100 Building $872,000 | |
| 2025 | $18,952.00 (+6.46%) | $1,152,100 Land $342,800 Building $809,300 | $1,152,100 Land $342,800 Building $809,300 |
| 2024 | $17,802.00 | ||
| 2023 | $1,087,900 Land $316,500 Building $771,400 | $1,087,900 Land $316,500 Building $771,400 | |
| 2022 | $20,312.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 154A Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 154A Undercliff Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Starry.
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