156 Harbor Point Dr, Cherryville, NC 28021 Property Records

Cleveland County property record for 156 Harbor Point Dr, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	2,061 sqft · built 1978
Lot Size	0.637 acres (27,766 sqft)
Owner	Trust Name on File
Last Sale	$325,000 (Sep 2018)
Tax Bill	$3,604 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14652`

Property Details

APN / Parcel Number

Primary APN	`14652`
Alternative APN	`1339454`

Interior

Stories	1 Story
Building Area	2,061 sqft Finished Area
Basement Area	1,519 sqft
Finished Basement	253 sqft
Unfinished Basement	1,266 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	27,766 sqft (0.637 acres)
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	152 sqft
Gazebo	Gazebo
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1339454
Street Address	156 HARBOR POINT DR
City	CHERRYVILLE
State	NC
Zip	28021-8330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	MAJ PT OF #25 HARBOR PT
Legal Subdivision	HARBOR PT LIFE ESTATE
Legal Block	1
Legal Lot Number	25
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4001
Census Tract	950301

Owner

156 Harbor Point Dr is held in a trust since April 2021.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	121 SW SOUTH RIVER DR, 201, STUART, FL 34997-3243
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 25, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2018 · Amount on File
Deed Sale	Sep 25, 2018 · Amount on File
Deed Document Number	2018200018377
Deed Book / Page	1776 / 1837
Last Transfer Date	Apr 16, 2021
Transfer Doc	0018382177
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Apr 19, 2021
Property Address	156 HARBOR POINT DR, CHERRYVILLE, NC 28021-8330
Document Number	0018382177
Book / Page	1838 / 2177
Map Reference	MB 13 PG 71
Instrument Date	Apr 16, 2021
Instrument	200053942
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 HARBOR POINT DR, 156, CHERRYVILLE, NC 28021-8330

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	11423 SW PEMBROKE DR, PORT SAINT LUCIE, FL 34987-1956

Mortgage

Document Number	18382180
Date	Apr 19, 2021
Instrument	1838/2180

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 25, 2018
Property Address	156 HARBOR POINT DR, CHERRYVILLE, NC 28021-8330
Document Number	0017761837
Book / Page	1776 / 1837
Map Reference	MB 13 PG 71
Instrument Date	Sep 25, 2018
Instrument	200018377
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	493 PINEY RIDGE RD, 493, FOREST CITY, NC 28043-9017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 HARBOR POINT DR, CHERRYVILLE, NC 28021-8330

Mortgage

Document Number	200018378
Date	Sep 25, 2018
Instrument	200018378

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 18, 2017
Property Address	156 HARBOR POINT DR, CHERRYVILLE, NC 28021-8330
Document Number	0017402243
Book / Page	001740 / 002243
Instrument Date	Apr 13, 2017
Instrument	3997
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 BIG OAK RD SHELBY NC 281509483, SHELBY, NC 28150-9483

Tax Assessment & Valuation

The 2026 property tax bill for 156 Harbor Point Dr was $3,604, up 1.8% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,604.00 (+1.75%)	$557,805 (-) Land $220,000 Building $337,805	$557,805 (-) Land $220,000 Building $337,805
2025	$3,542.00	$557,805 Land $220,000 Building $337,805	$557,805 Land $220,000 Building $337,805
2023		$344,915 Land $170,000 Building $174,915	$344,915 Land $170,000 Building $174,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 156 Harbor Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 Harbor Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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