Cleveland County property record for 148 Harbor Point Dr, Cherryville, NC 28021
| Property Type | Single Family Home |
|---|---|
| Details | 1,480 sqft · built 1986 |
| Lot Size | 1.15 acres (50,237 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,500 (Oct 2024) |
| Tax Bill | $2,948 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14654 |
| Primary APN | 14654 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,480 sqft Finished Area |
| Basement Area | 1,480 sqft |
| Unfinished Basement | 1,480 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 50,237 sqft (1.15 acres) |
| Garage Type | Carport |
| Garage Area | 552 sqft |
| Carport | Carport |
| Carport Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 162 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1171632 |
|---|---|
| Street Address | 148 HARBOR POINT DR |
| City | CHERRYVILLE |
| State | NC |
| Zip | 28021-8330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | #28,29 PB13-71 HARBOR PT MAP2 |
| Legal Subdivision | WATERFRONT HARBOR POINT |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 950301 |
148 Harbor Point Dr is owned by two individuals who bought it in October 2024.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1409 COLLEGE AVE, SHELBY, NC 28152-9578 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2024 · Amount on File |
| Deed Sale | Oct 24, 2024 · Amount on File |
| Deed Document Number | 2024200106172 |
| Deed Book / Page | 1931 / 2461 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 148 Harbor Point Dr was $2,948, up 1.2% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,948.00 (+1.2%) | $458,745 (-) Land $154,000 Building $304,745 | $458,745 (-) Land $154,000 Building $304,745 |
| 2025 | $2,913.00 | $458,745 Land $154,000 Building $304,745 | $458,745 Land $154,000 Building $304,745 |
| 2023 | $372,939 Land $229,925 Building $143,014 | $372,939 Land $229,925 Building $143,014 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 Harbor Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 148 Harbor Point Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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