156 Bourland Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 156 Bourland Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 948 sqft · built 1954
Lot Size	0.203 acres (8,844 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Nov 2018)
Tax Bill	$2,840 (2025)
Deeds & Mortgages	Sep 2019 Refinance Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-35-302-008`

Property Details

APN / Parcel Number

Primary APN	`8913-35-302-008`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
1st Floor Area	948 sqft
Basement Area	948 sqft
Finished Basement	575 sqft
Unfinished Basement	948 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,844 sqft (0.203 acres)
Lot Dimensions	134 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	236 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	156 BOURLAND AVE
City	WATERLOO
State	IA
Zip	50702-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHMITZ ADDITION E 66 FT LOT 12 E 66 FT LOT 13
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	SCHMITZ ADDITION
Legal Lot Number	12,13
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1008
Census Tract	1200

Owner

156 Bourland Ave is owned by two individuals who bought it in November 2018.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3417 DORAL DR, WATERLOO, IA 50701-4628
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Nov 14, 2018	Warranty Deed, Transfer US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2018 · Amount on File
Deed Sale	Nov 14, 2018 · Amount on File
Deed Document Number	2018201900007736
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	156 BOURLAND AVE, WATERLOO, IA 50702-3802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000005314
Date	Sep 20, 2019
Instrument	202000005314

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 14, 2018
Property Address	156 BOURLAND AVE, WATERLOO, IA 50702-3802
Document Number	201900007736
Instrument Date	Nov 13, 2018
Instrument	201900007736
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3417 DORAL DR, WATERLOO, IA 50701-4628

Mortgage

Document Number	201900007737
Date	Nov 14, 2018
Instrument	201900007737

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 156 Bourland Ave was $2,840, down 6.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,840.00 (-6.95%)	$139,120 Land $22,870 Building $116,250	$139,120 Land $22,870 Building $116,250
2024	$3,052.00
2023		$140,660 (+29.4%) Land $22,870 Building $117,790	$140,660 Land $22,870 Building $117,790
2022	$2,388.00	$108,700 Land $22,870 Building $85,830
2021			$108,700 Land $22,870 Building $85,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 156 Bourland Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1979–2018)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 156 Bourland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, Nextlink, Verizon.

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