140 Bourland Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 140 Bourland Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,541 sqft · built 1951
Lot Size	0.203 acres (8,844 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Aug 2024)
Tax Bill	$3,466 (2025)
Deeds & Mortgages	Jun 2026 Transfer Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-302-006`

Property Details

APN / Parcel Number

Primary APN	`8913-35-302-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,541 sqft Living Area
1st Floor Area	937 sqft
Attic	Attic
Attic Area	422 sqft
Basement Area	937 sqft
Finished Basement	600 sqft
Unfinished Basement	937 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,844 sqft (0.203 acres)
Lot Dimensions	134 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	494 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	140 BOURLAND AVE
City	WATERLOO
State	IA
Zip	50702-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHMITZ ADDITION LOT 14
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	SCHMITZ ADDITION
Legal Lot Number	14
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1008
Census Tract	1200

Owner

140 Bourland Ave is owned and occupied by an individual who acquired it in June 2026.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	140 BOURLAND AVE, WATERLOO, IA 50702-3802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Aug 30, 2017	Deed of Trust, Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2024 · Amount on File
Deed Sale	Aug 20, 2024 · Amount on File
Prior Sale	May 21, 2009 · Amount on File
Deed Document Number	202419104
Last Transfer Date	Jun 22, 2026
Transfer Doc	0000009587
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 29, 2026
Property Address	140 BOURLAND AVE, WATERLOO, IA 50702-3802
Document Number	0000009587
Instrument Date	Jun 22, 2026
Instrument	20269587
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 BOURLAND AVE, WATERLOO, IA 50702-3802

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	140 BOURLAND AVE, WATERLOO, IA 50702-3802
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800003796
Date	Aug 30, 2017
Instrument	2018-00003796

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	140 BOURLAND AVE, WATERLOO, IA 50702-3802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800003795
Date	Aug 30, 2017
Instrument	2018-00003795

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52004

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 28, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 140 Bourland Ave was $3,466 with a homeowner's exemption, down 2.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,466.00 (-2.09%) Homeowner's exemption	$195,290 Land $22,870 Building $172,420	$195,290 Land $22,870 Building $172,420
2024	$3,540.00
2023		$173,410 (+32.76%) Land $22,870 Building $150,540	$173,410 Land $22,870 Building $150,540
2022	$2,674.00 Homeowner's exemption	$130,620 Land $22,870 Building $107,750
2021			$130,620 Land $22,870 Building $107,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Bourland Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1979–2018)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 140 Bourland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, Nextlink, Verizon.

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