15576 97th Ln, Dyer, IN 46311 Property Records

Lake County property record for 15576 97th Ln, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,390 sqft · built 2004
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on Record
Tax Bill	$2,270 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-09-11-0340-0035`

Property Details

APN / Parcel Number

Primary APN	`009-09-11-0340-0035`
Alternative APNs	`45-10-36-328-015.000-032` `091103400035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
Basement Area	1,390 sqft

Exterior

Year Built	Built 2004
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	120 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	009-09-11-0340-0035
Old Parcel Number	091103400035
Street Address	15576 97TH LN
City	DYER
State	IN
Zip	46311-2965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	PRAIRIE TRAILS PHASE II LOT 217
Legal Subdivision	PRAIRIE TRAILS
Legal Phase	II
Legal Lot Number	217
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2030
Census Tract	42608

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15576 97TH LN, DYER, IN 46311-2965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Dec 13, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022
Deed Sale	Jan 14, 2022
Prior Sale	Dec 13, 2017
Deed Document Number	2022-001330
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jan 14, 2022
Property Address	15576 97TH LN, DYER, IN 46311-2965
Document Number	0000001330
Map Reference	MB 94 PG 90
Instrument Date	Jan 7, 2022
Instrument	2022-001330
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	NORTHWEST INDIANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15576 97TH LN, DYER, IN 46311-2965

Mortgage

Document Number	0000001331
Date	Jan 14, 2022
Instrument	2022-001331

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 13, 2017
Property Address	15576 97TH LN, DYER, IN 46311-2965
Document Number	0000084307
Map Reference	MB94 PG90
Instrument Date	Dec 5, 2017
Instrument	2017 084307
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565646 97TH LANE, DYER, IN 46311

Mortgage

Document Number	0000084308
Date	Dec 13, 2017
Instrument	2017 084308

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$336,500 (+9.61%) Land $57,300 Building $279,200	$336,500 (+9.61%) Land $57,300 Building $279,200
2024	$2,270.00 (-3.36%)
2023		$307,000 (+6.6%) Land $57,300 Building $249,700	$307,000 (+6.6%) Land $57,300 Building $249,700
2022	$2,349.00	$288,000 Land $51,600 Building $236,400	$288,000 Land $51,600 Building $236,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA INDIANA WATER COMPANY private · serves 1,350 people · EPA ID IN5245017
Water Source	Purchased groundwater from AQUA ILLINOIS-WILLOWBROOK
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Bertram Communications, T-Mobile, Verizon.

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