San Diego County property record for 15589 Rainbird Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,720 sqft · built 2003 |
| Lot Size | 4.71 acres (205,603 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $109,500 (Jan 2000) |
| Tax Bill | $7,732 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 331-180-01-00 |
| Primary APN | 331-180-01-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,720 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 205,603 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 15589 RAINBIRD RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 1 TR 013633 |
| Legal Subdivision | RAMONA 4767-1 |
| Legal Tract | 013633 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20811 |
Source: San Diego County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15589 RAINBIRD RD, RAMONA, CA 92065-4962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 17, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2000 · Amount on Record |
| Deed Sale | Jan 18, 2000 · Amount on Record |
| Deed Document Number | 200026516 |
| Last Transfer Date | Sep 11, 2020 |
| Transfer Doc | 0000547031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15589 RAINBIRD RD, RAMONA, CA 92065-4962 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15589 RAINBIRD RD, RAMONA, CA 92065-4962 |
| Document Number | 0000061980 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 2026-0061980 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 17, 2020 |
| Property Address | 15589 RAINBIRD RD, RAMONA, CA 92065-4962 |
| Document Number | 0000547031 |
| Map Reference | MAP 13633 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2020-0547031 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG TITLE CO OF CA SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15589 RAINBIRD RD, RAMONA, CA 92065-4962 |
| Document Number | 0000547032 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2020-0547032 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $756,653 (+2%) Land $193,811 Building $562,842 | |
| 2025 | $7,732.00 (+4.02%) Homeowner's exemption | $741,817 (+4.04%) Land $190,011 Building $551,806 |
| 2023 | $7,433.00 (+1.53%) Homeowner's exemption | $713,014 Land $182,634 Building $530,380 |
| 2022 | $7,321.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2010–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.1% of the US · above 86% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 25 / 5 |
5G (outdoors only) and 4G LTE
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