15541 Rainbird Rd, Ramona, CA 92065 Property Records

San Diego County property record for 15541 Rainbird Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,122 sqft · built 2003
Lot Size	4.18 acres (182,516 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Nov 2014)
Tax Bill	$8,461 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`331-190-23-00`

Property Details

APN / Parcel Number

Primary APN	`331-190-23-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,122 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	182,516 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15541 RAINBIRD RD
City	RAMONA
State	CA
Zip	92065-4962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 31 PAR B DOC01-897582 IN MAP 858&IN LOTS 32& TR 013672
Legal Subdivision	SAN DIEGO 4767-2
Legal Tract	013672
Legal Block	1
Legal Lot Number	31,32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1014
Census Tract	20811

Owner

Source: San Diego County records · APN 331-190-23-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15541 RAINBIRD RD, RAMONA, CA 92065-4962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 21, 2018	Deed of Trust, Mortgage · Line of Credit POINT LOMA CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 21, 2014 · Amount on Record
Deed Sale	Nov 21, 2014 · Amount on Record
Prior Sale	Mar 28, 2003 · Amount on Record
Deed Document Number	2014510297
Prior Transfer Date	Nov 13, 2014
Prior Transfer Doc	0000510296
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15541 RAINBIRD RD, RAMONA, CA 92065-4962
Transaction Type	Mortgage
Record Updated	Sep 06, 2022
Title Company	CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15541 RAINBIRD RD, RAMONA, CA 92065-4962

Mortgage

Document Number	0000345275
Date	Aug 29, 2022
Instrument	2022-0345275

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15541 RAINBIRD RD, RAMONA, CA 92065-4962
Transaction Type	Mortgage
Record Updated	Apr 06, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15541 RAINBIRD RD, RAMONA, CA 92065-4962

Mortgage

Document Number	0000237122
Date	Mar 26, 2021
Instrument	2021-0237122

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15541 RAINBIRD RD, RAMONA, CA 92065-4962
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000395202
Date	Sep 21, 2018
Instrument	2018-0395202

Lender

Name	POINT LOMA CU
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$827,461 (+2%) Land $175,143 Building $652,318
2025	$8,461.00 (+4.02%) Homeowner's exemption	$811,237 (+4.04%) Land $171,709 Building $639,528
2023	$8,134.00 (+1.54%) Homeowner's exemption	$779,739 Land $165,043 Building $614,696
2022	$8,011.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · rainfall accumulation

Wildfire

Wildfire Risk	Extreme above 96% of the US · above 85% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

Based on FCC filings for 13 locations within half a mile of this property.

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