Harrison County property record for 15580 Three Rivers Rd, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 2,594 sqft · built 2021 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Jul 2019) |
| Tax Bill | $1,939 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1006K-01-008.000 |
| Primary APN | 1006K-01-008.000 |
|---|---|
| Alternative APN |
|
| Building Area | 2,594 sqft Adjusted Area |
|---|---|
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 196,020 sqft (4.5 acres) |
| Utility Building | 120 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 079484 |
|---|---|
| Street Address | 15580 THREE RIVERS RD |
| City | BILOXI |
| State | MS |
| Zip | 39532-9271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT SE COR OF NE 1/4 OF NE 1/4 SEC 19-6-10 & RUN N 170 FT TO BEG N 170 FT W 1200 FT M/L TO E LINE OF THREE RIVERS RD S ALO |
| Legal Range | 10 |
| Legal Township | 06 |
| Legal Section | 19 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3403 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 15580 THREE RIVERS RD, BILOXI, MS 39532-9271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK |
| Jul 26, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2019 · Amount on Record |
| Deed Sale | Jul 26, 2019 · Amount on Record |
| Deed Document Number | 2019-0005939-D-J1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 15580 THREE RIVERS RD, BILOXI, MS 39532-9271 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 201910196TJ1 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 2019-10196-T-J1 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | May 20, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 15580 THREE RIVERS RD, BILOXI, MS 39532-9271 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 20210006819TJ1 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021-0006819-T-J1 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jul 26, 2019 |
| Property Address | 15580 THREE RIVERS RD, BILOXI, MS 39532-9271 |
| Document Number | 20195939DJ1 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 2019-5939-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14494 JIM BYRD RD, BILOXI, MS 39532-8041 |
| Name | Verified Name |
|---|---|
| Address | 1203 IRIS ST, LONG BEACH, MS 39560-5013 |
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,939.00 (+7.13%) Homeowner's exemption Disabled Person's exemption | $23,715 (+5.87%) | $237,141 (+5.86%) Land $50,475 Building $186,666 |
| 2024 | $1,810.00 (-0.71%) | ||
| 2023 | $1,823.00 (-0.87%) Homeowner's exemption Disabled Person's exemption | $22,401 | $224,004 Land $45,886 Building $178,118 |
| 2022 | $1,839.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 90 (1995–2012) |
| Claims Outside the SFHA | 3 of 90 |
| Most Recent Claim | Aug 2012 · Hurricane Isaac |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 97.1% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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