15540 E 1100th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 15540 E 1100th Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,463 sqft · built 2004
Lot Size	2.32 acres (101,495 sqft)
Owner	Individual Name on File
Last Sale	$29,750 (Dec 2002)
Tax Bill	$5,902 (2022)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-003-023`

Property Details

APN / Parcel Number

Primary APN	`14-10-003-023`

Interior

Stories	2 Stories
Building Area	1,463 sqft Base Area
Basement Area	1,463 sqft

Exterior

Year Built	Built 2004
Construction Type	Frame
Lot Area	101,495 sqft (2.32 acres)
Garage Area	689 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15540 E 1100TH AVE
City	EFFINGHAM
State	IL
Zip	62401-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 SOUTHRIDGE ESTATES 1829/64
Legal Subdivision	SOUTHRIDGE ESTATES
Legal Lot Number	14
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2009
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-003-023

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	15540 E 1100TH AVE, EFFINGHAM, IL 62401-5624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2002 · Amount on Record
Deed Sale	Dec 05, 2002 · Amount on Record
Deed Document Number	20022028542
Record Updated	Jun 07, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15540 E 1100TH AVE, EFFINGHAM, IL 62401-5624
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003285/264
Date	Mar 16, 2017
Book Page	3285/264
Instrument	201701701183

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	162 Months
Due	Sep 11, 2030

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$5,902.00 Homeowner's exemption	$120,040 Land $17,740 Building $102,300	$360,120 Land $53,220 Building $306,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 16 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EFFINGHAM serves 12,252 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.