15577 Garnet Way, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 15577 Garnet Way, Apple Valley, MN 55124

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,254 sqft · built 1993
Lot Size	0.2 acres (892,305 sqft)
Owner	Individual Name on Record
Last Sale	$83,500 (Mar 1998)
Tax Bill	$2,708 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-16700-04-058`

Property Details

APN / Parcel Number

Primary APN	`01-16700-04-058`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,254 sqft Living Area
Gross Area	1,320 sqft
1st Floor Area	792 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	892,305 sqft (0.2 acres)
Garage Type	Attached
Garage Area	66 sqft

Location & Zoning

Street Address	15577 GARNET WAY
City	SAINT PAUL
State	MN
Zip	55124-5158
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CEDAR POINTE 5 2 CEDAR POINTE CARRIAGE HOMES FILE #117 UNIT #58 1/204 INT BEING PT OF LOTS 1 THRU 5 BLK 1 & LOTS 1 THRU 4 BLK 2 & OUTLOTS A & B CEDAR POINTE & LOTS 1 THRU 3 BLK 1 & LOTS 1 THRU 5 BLK 2 & OUTLOT A CEDAR POINTE 2ND
Legal Subdivision	CEDAR POINTE
Legal Block	4
Legal Lot Number	58
Legal Unit	58
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	2
Census Block	2002
Census Tract	60828

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15577 GARNET WAY, SAINT PAUL, MN 55124-5158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 16, 2023	Deed of Trust, Mortgage · FHA Mortgage MILEND INC
Mar 7, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 6, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 1998 · Amount on Record
Deed Sale	Mar 3, 1998 · Amount on Record
Deed Document Number	1998134805
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15577 GARNET WAY, APPLE VALLEY, MN 55124-5158
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003540303
Date	May 19, 2022
Instrument	3540303

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15577 GARNET WAY, APPLE VALLEY, MN 55124-5158
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003598907
Date	Aug 16, 2023
Instrument	3598907

Lender

Name	MILEND INC
Type	Mortgage Company
Address	ALPHARETTA, GA 30009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15577 GARNET WAY, APPLE VALLEY, MN 55124-5158
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15577 GARNET WAY 58, 58, APPLE VALLEY, MN 55124-5158

Mortgage

Document Number	0003622556
Date	Mar 7, 2024
Instrument	3622556

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15577 GARNET WAY, APPLE VALLEY, MN 55124-5158
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15577 GARNET WAY 58, 58, APPLE VALLEY, MN 55124-5158

Mortgage

Document Number	0003714890
Date	Mar 6, 2026
Instrument	3714890

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2066

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,708.00 (+14.94%) Homeowner's exemption	$234,900 (+4.82%) Land $39,200 Building $195,700	$234,900 (+4.82%) Land $39,200 Building $195,700
2024	$2,356.00	$224,100 Land $38,200 Building $185,900	$224,100 Land $38,200 Building $185,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Midco Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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